7271 Silver Tree Pl, Granite Bay, CA 95746 Property Records

Placer County property record for 7271 Silver Tree Pl, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,840 sqft · built 1993
Lot Size	0.23 acres (10,005 sqft)
Owner	2 Company Names on Record
Last Sale	$293,000 (Mar 1997)
Tax Bill	$5,740 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-390-072-000`

Property Details

APN / Parcel Number

Primary APN	`047-390-072-000`
Alternative APN	`047-390-072`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Construction Type	Frame
Lot Area	10,005 sqft (0.23 acres)
Garage Area	1,010 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	047-390-072
Street Address	7271 SILVER TREE PL
City	GRANITE BAY
State	CA
Zip	95746-6280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L 4 SILVER OAKS SUB Q-95
Legal Subdivision	SILVER OAKS SUB
Legal Lot Number	4
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1009
Census Tract	20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	7271 SILVER TREE PL, GRANITE BAY, CA 95746-6280
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit SAFE CU
Feb 6, 2018	Quit Claim Deed, Transfer BANK OF AMERICA
Dec 23, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 1997 · Amount on Record
Deed Sale	Mar 7, 1997 · Amount on Record
Deed Document Number	199713479
Last Transfer Date	Aug 15, 2024
Transfer Doc	0000044181
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7271 SILVER TREE PL, GRANITE BAY, CA 95746-6280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048339
Date	May 26, 2020
Instrument	2020-0048339

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7271 SILVER TREE PL, GRANITE BAY, CA 95746-6280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7271 SILVER TREE PL, GRANITE BAY, CA 95746-6280

Mortgage

Document Number	0000133180
Date	Nov 17, 2020
Instrument	2020-0133180

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Feb 6, 2018
Property Address	7271 SILVER TREE PL, GRANITE BAY, CA 95746-6280
Document Number	0000007663
Instrument Date	Jan 22, 2018
Instrument	7663
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7271 SILVER TREE PL GRANITE BAY CA 957466280, GRANITE BAY, CA 95746-6280

Mortgage

Document Number	7664
Date	Feb 6, 2018
Instrument	7664

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7271 SILVER TREE PL, GRANITE BAY, CA 95746-6280
Document Number	0000001804
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7271 SILVER TREE PL GRANITE BAY CA 957466280, GRANITE BAY, CA 95746-6280

Mortgage

Document Number	0000001804
Date	Jan 11, 2017
Instrument	1804

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$486,711 (+2%) Land $99,659 Building $387,052
2025	$5,740.00 (+3.33%) Homeowner's exemption	$477,168 (+4.04%) Land $97,705 Building $379,463
2023	$5,555.00 (-0.27%) Homeowner's exemption	$458,641 Land $93,912 Building $364,729
2022	$5,570.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Zeta Broadband.

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