7282 Silver Tree Pl, Granite Bay, CA 95746 Property Records

Placer County property record for 7282 Silver Tree Pl, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,720 sqft · built 1992
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Company Names on File
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`047-390-079-000`

Property Details

APN / Parcel Number

Primary APN	`047-390-079-000`
Alternative APN	`047-390-079`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Area	890 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	047-390-079
Street Address	7282 SILVER TREE PL
City	GRANITE BAY
State	CA
Zip	95746-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L 11 SILVER OAKS SUB Q-95
Legal Subdivision	SILVER OAKS SUB
Legal Lot Number	11
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1009
Census Tract	20601

Owner

7282 Silver Tree Pl is owned by a company that acquired it in January 2013 and is owner-occupied.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	7282 SILVER TREE PL, GRANITE BAY, CA 95746-6281
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2013
Deed Sale	Jan 11, 2013
Deed Document Number	20133199
Prior Transfer Date	Oct 16, 2002
Prior Transfer Doc	0000132258
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7282 SILVER TREE PL, GRANITE BAY, CA 95746-6281
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7282 SILVER TREE PL, GRANITE BAY, CA 95746-6281

Mortgage

Document Number	0000112792
Date	Oct 8, 2020
Instrument	2020-0112792

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	268 Months
Due	Feb 1, 2043

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7282 SILVER TREE PL, GRANITE BAY, CA 95746-6281
Document Number	0000075828
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7282 SILVER TREE PL GRANITE BAY CA 957466281, GRANITE BAY, CA 95746-6281

Mortgage

Document Number	0000075828
Date	Oct 19, 2018
Instrument	75828

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7282 Silver Tree Pl was $6,444 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,988 (+2%) Land $141,448 Building $415,540
2025	$6,444.00 Homeowner's exemption	$546,068 Land $138,675 Building $407,393
2023	$6,236.00 (-0.27%) Homeowner's exemption	$524,865 Land $133,291 Building $391,574
2022	$6,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7282 Silver Tree Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7282 Silver Tree Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Zeta Broadband.

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