7286 Jacobs Trl, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7286 Jacobs Trl, Navarre, FL 32566

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,035 sqft · built 2007
Owner	Individual Name on Record
Tax Bill	$2,856 (2024)
Deeds & Mortgages	Mar 2023 Sale Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-2S-27-1814-0UNIT-0040`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-1814-0UNIT-0040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,035 sqft Heated Area
Gross Area	2,688 sqft
1st Floor Area	2,035 sqft
Upper Floors Area	814 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	101 sqft
Deck Area	76 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	022S2718140UNIT0040
Street Address	7286 JACOBS TRL
City	NAVARRE
State	FL
Zip	32566-9056
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	ENHNCD LIFE ESTATE RESRVD IN: HIDDEN BAY VILLAGE-PHASE TWO UNIT 4 AS DES IN OR 3938 PG 991 & AS DES IN OR 4380 PG 113 &
Legal Range	27W
Legal Township	02S
Legal Section	02
Legal Subdivision	HIDDEN BAY VILLAGE
Legal Phase	2
Legal Unit	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10802

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7286 JACOBS TRL, NAVARRE, FL 32566-9056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023
Deed Sale	Mar 29, 2023
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	202313279
Deed Book / Page	4380 / 113
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 29, 2023
Property Address	7286 JACOBS TRL, NAVARRE, FL 32566-9056
Document Number	0043800113
Book / Page	4380 / 113
Map Reference	MB G PG 52
Instrument Date	Mar 23, 2023
Instrument	202313279
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7286 JACOBS TRL # 4, 4, NAVARRE, FL 32566-9056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 SOUND CREEK CT, NAVARRE, FL 32566-7379

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 2, 2018
Property Address	7286 JACOBS TRL, NAVARRE, FL 32566-9056
Document Number	0037791278
Book / Page	003779 / 001278
Instrument Date	Oct 31, 2018
Instrument	47222
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7286 JACOBS TRL NAVARRE FL 325669056, NAVARRE, FL 32566-9056

Mortgage

Document Number	37791281
Date	Nov 2, 2018
Book Page	003779/001281
Instrument	47224

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,856.00 (+2.22%) Homeowner's exemption Widower's exemption	$279,341 (+3%)	$347,405 (-3.94%) Land $100,000 Building $247,405
2023	$2,794.00 (+0.76%) Homeowner's exemption Widower's exemption	$271,205 (+3%)	$361,658 (+5.59%) Land $100,000 Building $261,658
2022	$2,773.00 Homeowner's exemption Widower's exemption	$263,306	$342,498 Land $100,000 Building $242,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	64 (1995–2020)
Claims Outside the SFHA	15 of 64
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims Hurricane Frances, Sep 2004 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

7286 Jacobs Trl, Navarre, FL 32566 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Jacobs Trl

Nearby Streets

Search Property Records by Address or Parcel Number