7276 Jacobs Trl, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7276 Jacobs Trl, Navarre, FL 32566

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,035 sqft · built 2007
Owner	Individual Name on File
Last Sale	$406,000 (Sep 2021)
Tax Bill	$3,695 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-2S-27-1814-0UNIT-0090`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-1814-0UNIT-0090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,035 sqft Heated Area
Gross Area	2,688 sqft
1st Floor Area	2,035 sqft
Upper Floors Area	814 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	101 sqft
Deck Area	213 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	022S2718140UNIT0090
Street Address	7276 JACOBS TRL
City	NAVARRE
State	FL
Zip	32566-9056
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	HIDDEN BAY VILLAGE-PHASE TWO UT# 9 AS DES IN OR 3828 PG 821 & TOGETHER WITH USE OF BOAT SLIP #3 PER OR 4175 PG 1505
Legal Range	27W
Legal Township	02S
Legal Section	02
Legal Subdivision	HIDDEN BAY VILLAGE
Legal Phase	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10802

Owner

7276 Jacobs Trl, a townhouse, is owned and occupied by an individual who bought it in September 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7276 JACOBS TRL, NAVARRE, FL 32566-9056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
May 13, 2019	Warranty Deed, Transfer · Conventional with PMI TRIDENT HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Document Number	202160457
Deed Book / Page	4175 / 1505
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7276 JACOBS TRL, NAVARRE, FL 32566-9056
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7276 JACOBS TRL, NAVARRE, FL 32566-9056

Mortgage

Document Number	0040251276
Date	Nov 5, 2020
Book Page	4025/1276
Instrument	202058721

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 9, 2021
Property Address	7276 JACOBS TRL, NAVARRE, FL 32566-9056
Document Number	0041751505
Book / Page	4175 / 1505
Map Reference	MB G PG 52
Instrument Date	Aug 23, 2021
Instrument	202160457
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,842.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47755 PRIVATE ROAD 23, 47755, ELIZABETH, CO 80107-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4426 SOUNDSIDE DR, GULF BREEZE, FL 32563-9100

Mortgage

Document Number	0041751509
Date	Sep 9, 2021
Book Page	4175/1509
Instrument	202160459

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 13, 2019
Property Address	7276 JACOBS TRL, NAVARRE, FL 32566-9056
Document Number	0038280821
Book / Page	003828 / 000821
Instrument Date	May 8, 2019
Instrument	19449
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7276 JACOBS TRL NAVARRE FL 325669056, NAVARRE, FL 32566-9056

Mortgage

Document Number	38280824
Date	May 13, 2019
Book Page	003828/000824
Instrument	19451

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,695.00 (-2.84%) Homeowner's exemption	$348,053 (-1.52%) Land $100,000 Building $248,053	$348,053 (-3.94%) Land $100,000 Building $248,053
2023	$3,803.00 (+2.48%) Homeowner's exemption	$353,428 (+3%)	$362,344 (+5.6%) Land $100,000 Building $262,344
2022	$3,711.00 Homeowner's exemption	$343,134	$343,134 Land $100,000 Building $243,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7276 Jacobs Trl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	64 (1995–2020)
Claims Outside the SFHA	15 of 64
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims Hurricane Frances, Sep 2004 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7276 Jacobs Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

7276 Jacobs Trl, Navarre, FL 32566 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Jacobs Trl

Nearby Streets

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