7284 Jacobs Trl, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7284 Jacobs Trl, Navarre, FL 32566

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,035 sqft · built 2007
Owner	Owner Name on File
Last Sale	$180,000 (Oct 2009)
Tax Bill	$3,981 (2024)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-2S-27-1814-0UNIT-0050`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-1814-0UNIT-0050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,035 sqft Heated Area
Gross Area	2,688 sqft
1st Floor Area	2,035 sqft
Upper Floors Area	814 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	101 sqft
Deck Area	213 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	022S2718140UNIT0050
Street Address	7284 JACOBS TRL
City	NAVARRE
State	FL
Zip	32566-9056
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	HIDDEN BAY VILLAGE-PHASE TWO UNIT 5 AS DES IN OR 2935 PG 164
Legal Range	27W
Legal Township	02S
Legal Section	02
Legal Subdivision	HIDDEN BAY VILLAGE
Legal Phase	2
Legal Unit	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10802

Owner

The current owner of 7284 Jacobs Trl acquired it in October 2009.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Owner Name on File
Mailing Address	1800 HALF ST SW APT 207, 207, WASHINGTON, DC 20024-3331

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2009 · Amount on File
Deed Sale	Oct 7, 2009 · Amount on File
Prior Sale	Sep 23, 2004 · Amount on File
Deed Document Number	0002935164
Deed Book / Page	2935 / 164
Last Transfer Date	Oct 14, 2009
Transfer Doc	0029350164
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7284 JACOBS TRL, NAVARRE, FL 32566-9056
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7383 EAST BAY BLVD, NAVARRE, FL 32566-9018

Mortgage

Document Number	0042132000
Date	Dec 1, 2021
Book Page	4213/2000
Instrument	202179504

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,981.00 (-4.97%)	$335,067 (-3.88%) Land $100,000 Building $235,067	$335,067 (-3.88%) Land $100,000 Building $235,067
2023	$4,189.00 (+4.54%)	$348,609 (+5.51%) Land $100,000 Building $248,609	$348,609 (+5.51%) Land $100,000 Building $248,609
2022	$4,007.00	$330,405	$330,405 Land $100,000 Building $230,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7284 Jacobs Trl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	64 (1995–2020)
Claims Outside the SFHA	15 of 64
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims Hurricane Frances, Sep 2004 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7284 Jacobs Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20