7285 Oak Pine Ln, Granite Bay, CA 95746 Property Records

Placer County property record for 7285 Oak Pine Ln, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,007 sqft · built 1983
Lot Size	13.1 acres (570,636 sqft)
Owner	Individual Name on Record
Last Sale	$3,500,000 (May 2022)
Tax Bill	$35,127 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-111-020-000`

Property Details

APN / Parcel Number

Primary APN	`035-111-020-000`
Alternative APN	`035-111-020`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Building Area	7,007 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	570,636 sqft
Garage Area	951 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7285 OAK PINE LN
City	GRANITE BAY
State	CA
Zip	95746-7348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	13.1 AC PAR B PMOR 12 125
Legal Subdivision	BELLA VISTA ESTATES
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3001
Census Tract	20604

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit VALLEYSTONE CREDIT UNION
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 17, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Aug 31, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202241989
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	May 7, 2026
Property Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348
Document Number	0000026305
Instrument Date	Apr 29, 2026
Instrument	202626305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348

Mortgage

Document Number	0000026305,
Date	May 7, 2026
Instrument	202626305

Lender

Name	VALLEYSTONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348

Mortgage

Document Number	0000006842
Date	Feb 8, 2024
Instrument	2024-0006842

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 17, 2022
Property Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348
Document Number	0000041989
Map Reference	MB 12 PG 125
Instrument Date	May 11, 2022
Instrument	2022-0041989
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348

Mortgage

Document Number	0000041990
Date	May 17, 2022
Instrument	2022-0041990

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 31, 2020
Property Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348
Document Number	0000094261
Map Reference	MB 12 PG 125
Instrument Date	Aug 21, 2020
Instrument	2020-0094261
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7285 OAK PINE LN, GRANITE BAY, CA 95746-7348

Mortgage

Document Number	0000094262
Date	Aug 31, 2020
Instrument	2020-0094262

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year LIBOR
Max Rate	6.75%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,573,000 (+5%) Land $1,020,900 Building $2,552,100
2025	$35,127.00 (+2.4%)	$3,403,000 (+3.62%) Land $972,300 Building $2,430,700
2024	$34,305.00 (-1.78%)
2023	$34,928.00 (+40.76%)	$3,284,000 Land $938,300 Building $2,345,700
2022	$24,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	39 (1986–2022)
Claims Outside the SFHA	12 of 39
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Fidium Fiber DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Astound Broadband, Skyhi Broadband, T-Mobile.

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