728 Curly Locks Loop, #LO, Apopka, FL 32703 Property Records

Orange County property record for 728 Curly Locks Loop, #LO, Apopka, FL 32703 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,219 sqft · built 2023
Owner	Individual Name on File
Last Sale	$499,990 (Jan 2024)
Tax Bill	$6,694 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-21-28-3850-00-460`

Property Details

APN / Parcel Number

Primary APN	`18-21-28-3850-00-460`
Alternative APNs	`282118385000460` `205139` `209414` `213428`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	2,219 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	728 CURLY LOCKS LOOP, LO
City	APOPKA
State	FL
Zip	32703-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY TRAILS 109/97 LOT 46
Legal Subdivision	IVY TRAILS
Legal Lot Number	46
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1092
Census Tract	17901

Owner

Source: Orange County records · APN 18-21-28-3850-00-460

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	728 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2024 · Amount on Record
Deed Sale	Jan 03, 2024 · Amount on Record
Prior Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	20243349
Record Updated	Jun 08, 2026

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 03, 2024
Property Address	728 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Document Number	0000003349
Map Reference	MB 109 PG 97-101
Instrument Date	Dec 28, 2023
Instrument	20240003349
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 25, 2024
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CURLY LOCKS LOOP, APOPKA, FL 32703-9528

Mortgage

Document Number	0000003350
Date	Jan 03, 2024
Instrument	20240003350

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,940 (+%) Land $75,000 Building $370,940	$445,940 (-1.17%) Land $75,000 Building $370,940
2025	$6,694.00 (+1.58%) Homeowner's exemption	$445,927 (+324.69%)	$451,200 (+329.71%) Land $75,000 Building $376,200
2024	$6,590.00 (+256.41%)
2023	$1,849.00 (+295.09%)	$105,000 (+251.17%) Land $105,000	$105,000 (+251.17%) Land $105,000
2022	$468.00	$29,900 Land $29,900	$29,900 Land $29,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 379 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.