740 Curly Locks Loop, #LO, Apopka, FL 32703 Property Records

Orange County property record for 740 Curly Locks Loop, #LO, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,219 sqft · built 2023
Owner	2 Individual Names on File
Last Sale	$440,110 (Feb 2024)
Tax Bill	$7,417 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-21-28-3850-00-490`

Property Details

APN / Parcel Number

Primary APN	`18-21-28-3850-00-490`
Alternative APNs	`282118385000490` `205143` `209418` `213431`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	2,219 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	740 CURLY LOCKS LOOP, LO
City	APOPKA
State	FL
Zip	32703-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	IVY TRAILS 109/97 LOT 49
Legal Subdivision	IVY TRAILS
Legal Lot Number	49
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1092
Census Tract	17901

Owner

Source: Orange County records · APN 18-21-28-3850-00-490

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	740 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2024 · Amount on Record
Deed Sale	Feb 05, 2024 · Amount on Record
Prior Sale	Jan 09, 2024 · Amount on Record
Deed Document Number	202466241
Record Updated	Jun 08, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 05, 2024
Property Address	740 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Document Number	0000066241
Map Reference	MB 109 PG 97-101
Instrument Date	Jan 25, 2024
Instrument	20240066241
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2024
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,081.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CURLY LOCKS LOOP, APOPKA, FL 32703-9528

Mortgage

Document Number	0000066242
Date	Feb 05, 2024
Instrument	20240066242

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,940 (-1.17%) Land $75,000 Building $370,940	$445,940 (-1.17%) Land $75,000 Building $370,940
2025	$7,417.00 (+2.52%)	$451,200 (+329.71%) Land $75,000 Building $376,200	$451,200 (+329.71%) Land $75,000 Building $376,200
2024	$7,235.00 (+291.29%)
2023	$1,849.00 (+295.09%)	$105,000 (+251.17%) Land $105,000	$105,000 (+251.17%) Land $105,000
2022	$468.00	$29,900 Land $29,900	$29,900 Land $29,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.