720 Curly Locks Loop, #LO, Apopka, FL 32703 Property Records

Orange County property record for 720 Curly Locks Loop, #LO, Apopka, FL 32703 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,906 sqft · built 2023
Owner	2 Individual Names on File
Last Sale	$542,037 (Nov 2023)
Tax Bill	$7,451 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-21-28-3850-00-440`

Property Details

APN / Parcel Number

Primary APN	`18-21-28-3850-00-440`
Alternative APNs	`282118385000440` `205136` `209412` `213426`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,906 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	2,019 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 CURLY LOCKS LOOP, LO
City	APOPKA
State	FL
Zip	32703-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY TRAILS 109/97 LOT 44
Legal Subdivision	IVY TRAILS
Legal Lot Number	44
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1092
Census Tract	17901

Owner

Source: Orange County records · APN 18-21-28-3850-00-440

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2023 · Amount on Record
Deed Sale	Nov 06, 2023 · Amount on Record
Prior Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	2023643072
Record Updated	Jun 08, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 06, 2023
Property Address	720 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Document Number	0000643072
Map Reference	MB 109 PG 97-101
Instrument Date	Oct 25, 2023
Instrument	20230643072
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 06, 2023
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,794.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CURLY LOCKS LOOP, APOPKA, FL 32703-9528

Mortgage

Document Number	0000643073
Date	Nov 06, 2023
Instrument	20230643073

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,976 (+2.7%)	$558,340 (-1.21%) Land $75,000 Building $483,340
2025	$7,451.00 (-17.09%) Homeowner's exemption	$493,648 (+370.14%)	$565,200 (+438.29%) Land $75,000 Building $490,200
2024	$8,987.00 (+386.05%)
2023	$1,849.00 (+295.09%)	$105,000 (+251.17%) Land $105,000	$105,000 (+251.17%) Land $105,000
2022	$468.00	$29,900 Land $29,900	$29,900 Land $29,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950179011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force 17 of 19 on primary residences
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.