Walton County property record for 728 Breakers St, Inlet Beach, FL 32461 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,397 sqft Living Area |
| Lot Size | 12,458 sqft (0.285 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,425,000 (2025) |
| Tax Bill | $5,906.00 (2024) |
| Primary APN | 25-3S-18-16200-000-0430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,397 sqft Living Area |
| Gross Area | 4,548 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,458 sqft (0.285 acres) |
| Depth X Width | 14 ft x 8.9 ft Depth x Width |
| Garage Type | Finished Garage |
| Garage Area | 496 sqft Garage |
| Fence | Fence |
| Porch | 1 Porch |
| Porch Area | 642 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1050893 |
|---|---|
| Street Address | 728 BREAKERS ST |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8567 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 43 WINTER GARDEN AT WATERSOUND S/D PB 17-68 OR 2724-3174 OR 2929-3753 OR 2966-709 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | WINTER GARDEN AT WATERSOUND |
| Legal Lot Number | 43 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | WALTON BEACHES |
| Census Blockgroup | 2 |
| Census Block | 2066 |
| Census Tract | 950610 |
Source: Walton County records · APN 25-3S-18-16200-000-0430
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 125 GRANDE POINTE CIR, INLET BEACH, FL 32461-7388 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TYNDALL FCU |
| Dec 15, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Dec 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | Dec 08, 2014 · Amount on Record |
| Deed Doc Number | 20250046030 |
| Deed Book / Page | 3380 / 3911 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 728 BREAKERS ST, INLET BEACH, FL 32461-8567 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 728 BREAKERS ST, WATERSOUND, FL 32461-8567 |
| Document Number | 0032963033 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 3296/3033 |
| Instrument | 20230026186 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2033 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 15, 2025 |
| Property Address | 728 BREAKERS ST, INLET BEACH, FL 32461-8567 |
| Document Number | 0033803911 |
| Book / Page | 3380 / 3911 |
| Map Reference | MB 17 PG 68-68F |
| Instrument Date | Dec 11, 2025 |
| Instrument | 20250046030 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | WATERSOUND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,975.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 728 BREAKERS ST, WATERSOUND, FL 32461-8567 |
| Name | Verified Name |
|---|---|
| Address | 125 GRANDE POINTE CIR, INLET BEACH, FL 32461-7388 |
| Document Number | 0033803914 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 3380/3914 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 728 BREAKERS ST, INLET BEACH, FL 32461-8567 |
| Document Number | 0030933542 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 728 BREAKERS ST INLET BEACH FL 324618567, INLET BEACH, FL 32461-8567 |
| Document Number | 0030933542 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 003093/003542 |
| Instrument | 42883 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 30, 2028 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206,908 (-0.47%) Land $165,375 Building $1,041,533 | $1,206,908 (-0.47%) Land $165,375 Building $1,041,533 | |
| 2024 | $5,906.00 (+3.74%) Homeowner's exemption | $1,212,634 (-0.91%) Land $127,786 Building $1,084,848 | $1,212,634 (-0.91%) Land $127,786 Building $1,084,848 |
| 2023 | $5,693.00 (+1.15%) Homeowner's exemption | $1,223,802 (+10.98%) Land $127,786 Building $1,096,016 | $1,223,802 (+10.98%) Land $127,786 Building $1,096,016 |
| 2022 | $5,628.00 Homeowner's exemption | $1,102,731 Land $141,843 Building $960,888 | $1,102,731 Land $141,843 Building $960,888 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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