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675 Breakers St, Inlet Beach, FL 32461 Property Records

Walton County property record for 675 Breakers St, Inlet Beach, FL 32461 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2015
Square Footage2,610 sqft Living Area
Lot Size8,668 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$1,295,000 (2023)
Tax Bill$8,677.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-3S-18-16200-000-0550
Alternative APN
  • 1050905

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,610 sqft Living Area
Gross Area3,468 sqft Gross Area
Stories2 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,668 sqft (0.198 acres)
Depth X Width14 ft x 6.2 ft Depth x Width
Garage TypeFinished Garage
Garage Area506 sqft Garage
FenceFence
Porch1 Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1050905
Street Address675 BREAKERS ST
CityINLET BEACH
StateFL
Zip32461-8564
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 55 WINTER GARDEN AT WATERSOUND S/D PB 17-68 OR 2724-3174 OR 2929-3753 OR 2978-4831 OR 3300-3967
Legal Range18W
Legal Township03S
Legal Section25
Legal SubdivisionWINTER GARDEN AT WATERSOUND
Legal Lot Number55
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup2
Census Block2063
Census Tract950610

Owner

Source: Walton County records · APN 25-3S-18-16200-000-0550

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address675 BREAKERS ST, INLET BEACH, FL 32461-8564
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Feb 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Jun 01, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
AMERICAS CHRISTIAN CU

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleMay 12, 2015 · Amount on Record
Deed Doc Number20230031600
Deed Book / Page3300 / 3967
Record RefreshedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 01, 2023
Property Address675 BREAKERS ST, INLET BEACH, FL 32461-8564
Document Number0033003967
Book / Page3300 / 3967
Map ReferenceMB 17 PG 68-68F
Instrument DateAug 31, 2023
Instrument20230031600
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyRODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,065.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address169 QUIET WATER TRL, SANTA ROSA BEACH, FL 32459

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address675 BREAKERS ST, INLET BEACH, FL 32461-8564

Mortgage

Document Number0033003969
DateSep 01, 2023
Instrument3300/3969
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateSep 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.6%
Index52-Week T-Bill (1-Year)
Max Rate11.6%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address675 BREAKERS ST, INLET BEACH, FL 32461-8564
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyMCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 BREAKERS ST, WATERSOUND, FL 32461-8564

Mortgage

Document Number0032373794
DateFeb 08, 2022
Book Page3237/3794
Instrument20220005790
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMar 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.5%
IndexOther
Max Rate8.5%

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateJun 01, 2020
Property Address675 BREAKERS ST, INLET BEACH, FL 32461-8564
Document Number0031443136
Book / Page003144 / 003136
Instrument DateMay 25, 2020
Instrument18330
Transaction TypeConstruction Loan
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address675 BREAKERS ST INLET BEACH FL 324618564, INLET BEACH, FL 32461-8564

Mortgage

Document Number31443136
DateJun 01, 2020
Book Page003144/003136
Instrument18330
Lender
NameAMERICAS CHRISTIAN CU
TypeCredit Union
AddressGLENDORA, CA 91740
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$975,168 (-1.32%) Land $157,500 Building $817,668$975,168 (-1.32%) Land $157,500 Building $817,668
2024$8,677.00 (+109.49%)
2023$4,142.00 (+1.22%) Homeowner's exemption$988,228 (+9.33%) Land $127,786 Building $860,442$988,228 (+9.33%) Land $127,786 Building $860,442
2022$4,092.00 Homeowner's exemption$903,900 Land $141,843 Building $762,057$903,900 Land $141,843 Building $762,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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