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  5. Breakers St

693 Breakers St, Inlet Beach, FL 32461 Property Records

Walton County property record for 693 Breakers St, Inlet Beach, FL 32461 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2008
Square Footage2,758 sqft Living Area
Lot Size8,668 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$899,000 (2021)
Tax Bill$8,761.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-3S-18-16200-000-0540
Alternative APN
  • 1050904

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area2,758 sqft Living Area
Gross Area3,903 sqft Gross Area
Stories2 Stories
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,668 sqft (0.198 acres)
Depth X Width14 ft x 6.2 ft Depth x Width
Garage TypeFinished Garage
Garage Area576 sqft Garage
Porch1 Porch
Porch Area569 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1050904
Street Address693 BREAKERS ST
CityINLET BEACH
StateFL
Zip32461-8564
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 54 WINTER GARDEN AT WATERSOUND S/D PB 17-68 OR 2724-3174 OR 2755-3456 OR 2804-1454 OR 2883-4741 OR 3036-3093 OR 3179-3800
Legal Range18W
Legal Township03S
Legal Section25
Legal SubdivisionWINTER GARDEN AT WATERSOUND
Legal Lot Number54
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup2
Census Block2063
Census Tract950610

Owner

Source: Walton County records · APN 25-3S-18-16200-000-0540

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address693 BREAKERS ST, INLET BEACH, FL 32461-8564
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Deed of Trust, Mortgage · Reverse Mortgage
FIRST FINANCIAL BANK
Jan 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK
Jan 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK
Mar 24, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2021 · Amount on Record
Deed SaleJan 22, 2021 · Amount on Record
Prior SaleMar 24, 2017 · Amount on Record
Deed Doc Number20210003188
Deed Book / Page3179 / 3800
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address693 BREAKERS ST, INLET BEACH, FL 32461-8564
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033221461
DateApr 22, 2024
Book Page3322/1461
Instrument20240013770
Lender
NameFIRST FINANCIAL BANK
TypeBank
Address225 PICTORIA DR STE 700, CINCINNATI, OH 45246
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term300 Months
DueApr 10, 2049

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 22, 2021
Property Address693 BREAKERS ST, INLET BEACH, FL 32461-8564
Document Number0031793800
Book / Page3179 / 3800
Map ReferenceMB 17 PG 68-68-F
Instrument DateJan 15, 2021
Instrument20210003188
Transaction TypeTransfer
Record UpdatedMar 09, 2021
Title CompanyBRIGHT LINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,293.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address693 BREAKERS ST, 693, WATERSOUND, FL 32461-8564

Transferred To (Grantee/Buyer)

NameVerified Name
Address10779 WEATHER STONE CT, LOVELAND, OH 45140-7402

Mortgage

Document Number31793802
DateJan 22, 2021
Instrument3179/3802
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 22, 2021
Property Address693 BREAKERS ST, INLET BEACH, FL 32461-8564
Document Number0031793800
Book / Page3179 / 3800
Map ReferenceMB 17 PG 68-68-F
Instrument DateJan 15, 2021
Instrument20210003188
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyBRIGHT LINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,293.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address693 BREAKERS ST, 693, WATERSOUND, FL 32461-8564

Transferred To (Grantee/Buyer)

NameVerified Name
Address10779 WEATHER STONE CT, LOVELAND, OH 45140-7402

Mortgage

Document Number0031793802
DateJan 22, 2021
Instrument3179/3802
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 24, 2017
Property Address693 BREAKERS ST, INLET BEACH, FL 32461-8564
Document Number0030363093
Book / Page003036 / 003093
Instrument DateMar 23, 2017
Instrument9062
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,095.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address693 BREAKERS ST WATERSOUND FL 324618564, WATERSOUND, FL 32461-8564

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$982,932 (-4.29%) Land $157,500 Building $825,432$982,932 (-4.29%) Land $157,500 Building $825,432
2024$8,761.00 (-2.47%)
2023$8,983.00 (+2.3%) Homeowner's exemption$1,026,990 (+8.38%) Land $127,786 Building $899,204$1,026,990 (+8.38%) Land $127,786 Building $899,204
2022$8,781.00$947,543 Land $141,843 Building $805,700$947,543 Land $141,843 Building $805,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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