St. Clair County property record for 7277 Dyke Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,819 sqft |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2020) |
| Tax Bill | $5,639 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Dec 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-496-0139-100 |
| Primary APN | 74-14-496-0139-100 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,819 sqft Living Area |
| 1st Floor Area | 1,113 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 5,009 sqft (0.115 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7277 DYKE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 1051 SUPERVISOR ROY T GILBERT'S PLAT NO 12 AS RECORDED IN LIBER 49 OF PLATS PGS 35-36 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 12-CLAY |
| Legal Lot Number | 1051 |
| Legal Unit | 1051 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 647000 |
7277 Dyke Rd is owned and occupied by an individual who acquired it in September 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7277 DYKE RD, CLAY, MI 48001-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2022 | Intrafamily Transfer, Transfer BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on File |
| Deed Sale | Oct 21, 2020 · Amount on File |
| Deed Document Number | 202026126 |
| Deed Book / Page | 5259 / 168 |
| Last Transfer Date | Sep 8, 2022 |
| Transfer Doc | 0005570443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 13, 2022 |
| Property Address | 7277 DYKE RD, CLAY, MI 48001-3009 |
| Document Number | 0005570443 |
| Book / Page | 5570 / 443 |
| Map Reference | LB 49 PG 35 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022023562 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7277 DYKE RD, 7277, CLAY, MI 48001-3009 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7277 DYKE RD, CLAY, MI 48001-3009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7277 DYKE RD, CLAY, MI 48001-3009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7277 DYKE RD, CLAY, MI 48001-3009 |
| Document Number | 0005462374 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5462/374 |
| Instrument | 2021034681 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 7277 Dyke Rd was $5,639 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,400 (+5.71%) | $414,800 | |
| 2025 | $5,639.00 (+2.25%) Homeowner's exemption | $196,200 | |
| 2024 | $5,515.00 | $392,400 | |
| 2023 | $161,300 | ||
| 2022 | $5,037.00 | $322,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7277 Dyke Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7277 Dyke Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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