7263 Dyke Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7263 Dyke Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,603 sqft · built 1996
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Aug 2020)
Tax Bill$6,510 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN74-14-496-0133-000

Property Details

APN / Parcel Number

Primary APN74-14-496-0133-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,603 sqft Living Area
1st Floor Area986 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area323 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7263 DYKE RD
CityCLAY
StateMI
Zip48001-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 1044 SUPERVISOR ROY T GILBERT'S PLAT NO 12 AS RECORDED IN LIBER 49 OF PLATS PGS 35-36 ST CLAIR COUNTY REGISTER OF DEEDS
Legal SubdivisionSUPERVISORS ROY T GILBERTS PL 12 SUB
Legal Lot Number1044
Legal Unit1044
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1006
Census Tract647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7263 DYKE RD, CLAY, MI 48001-3009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 18, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleDec 18, 2017 · Amount on Record
Deed Document Number202018901
Deed Book / Page5224 / 835
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 11, 2020
Property Address7263 DYKE RD, CLAY, MI 48001-3009
Document Number0005224835
Book / Page5224 / 835
Map ReferenceLB 49 PG 35
Instrument DateJul 27, 2020
Instrument2020018901
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,437.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7263 DYKE RD, 7263, CLAY, MI 48001-3009

Transferred To (Grantee/Buyer)

NameVerified Name
Address10363 SAINT JOHN DR, ALGONAC, MI 48001-4241

Mortgage

Document Number2020018902
DateAug 11, 2020
Instrument2020018902
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateDec 18, 2017
Property Address7263 DYKE RD, CLAY, MI 48001-3009
Document Number0049010029
Book / Page004901 / 000029
Instrument DateDec 6, 2017
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,476.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2717 COUNTY ROAD 602 BURLESON TX 760286187, BURLESON, TX 76028-6187

Mortgage

Document Number49010031
DateDec 18, 2017
Book Page004901/000031
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,700 (+6.86%)$489,400 (+6.86%)
2025$6,510.00 (+2.29%) Homeowner's exemption$229,000 (+21.68%)
2024$6,364.00 (+9.46%)$458,000 (+21.68%)
2023$188,200
2022$5,814.00$376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation579.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 policies
Nearby Flood Policies151 in force
Nearby Flood Claims144 (1979–2025)
Claims Outside the SFHA31 of 144
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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