St. Clair County property record for 7285 Dyke Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,006 sqft · built 2001 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,687 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-496-0144-000 |
| Primary APN | 74-14-496-0144-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7285 DYKE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 1056 SUPERVISOR ROY T GILBERT'S PLAT NO 12 AS RECORDED IN LIBER 49 OF PLATS PGS 35-36 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 12-CLAY |
| Legal Lot Number | 1056 |
| Legal Unit | 1056 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 647000 |
7285 Dyke Rd is held in a trust since November 2016.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 126, ALGONAC, MI 48001-0126 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 8, 2016 |
| Transfer Doc | 0047700420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7285 DYKE RD, CLAY, MI 48001-3009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7285 DYKE RD, CLAY, MI 48001-3009 |
| Document Number | 0005516491 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 5516/491 |
| Instrument | 2022010932 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 118 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 7285 Dyke Rd was $4,687, up 2.5% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,800 (+7.55%) | $401,600 | |
| 2025 | $4,687.00 (+2.54%) | $186,700 | |
| 2024 | $4,571.00 | $373,400 | |
| 2023 | $153,400 | ||
| 2022 | $173.00 | $306,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7285 Dyke Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7285 Dyke Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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