7275 Traces Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 7275 Traces Dr, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,280 sqft · built 2015
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$263,700 (Dec 2015)
Tax Bill	$3,095 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R809179`

Property Details

APN / Parcel Number

Primary APN	`R809179`
Alternative APNs	`05-1995-19-3-01-24-0000` `0000046403`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000046403
Street Address	7275 TRACES DR
City	HELENA
State	MT
Zip	59602-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKBOARD MEADOWS SUBD, S19, T11 N, R03 W, LOT 2, COS 3254327
Legal Range	03W
Legal Township	11N
Legal Section	19
Legal Subdivision	BUCKBOARD MEADOWS SUBD
Legal Lot Number	2
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1011
Census Tract	501

Owner

7275 Traces Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7275 TRACES DR, HELENA, MT 59602-8595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2015 · Amount on File
Deed Sale	Dec 15, 2015 · Amount on File
Prior Sale	Jul 2, 2015
Deed Document Number	20153283443
Deed Book / Page	50 / 8146
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	7275 TRACES DR, HELENA, MT 59602-8595
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M62/3170
Date	Jul 11, 2023
Book Page	M62/3170
Instrument	3413112

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	7275 TRACES DR, HELENA, MT 59602-8595
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/6957
Date	Feb 12, 2021
Book Page	M58/6957
Instrument	3372728

Lender

Name	FIRST COMMAND BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 7275 Traces Dr was $3,095.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,095.00	$572,900
2025			$572,900 Land $162,137 Building $410,763
2023	$4,517.00	$481,500	$481,500 Land $128,447 Building $353,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7275 Traces Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7275 Traces Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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