7270 Traces Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 7270 Traces Dr, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 2014
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,833 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R809181`

Property Details

APN / Parcel Number

Primary APN	`R809181`
Alternative APNs	`05-1995-19-3-01-28-0000` `0000046405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	963 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000046405
Street Address	7270 TRACES DR
City	HELENA
State	MT
Zip	59602-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKBOARD MEADOWS SUBD, S19, T11 N, R03 W, LOT 4, COS 3254327
Legal Range	03W
Legal Township	11N
Legal Section	19
Legal Subdivision	BUCKBOARD MEADOWS SUBD
Legal Lot Number	4
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1011
Census Tract	501

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7270 TRACES DR, HELENA, MT 59602-8595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 10, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 21, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 14, 2017	Warranty Deed, Transfer · FHA Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024
Deed Sale	Jun 3, 2024
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	20243423987
Deed Book / Page	63 / 2315
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	7270 TRACES DR, HELENA, MT 59602-8595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/9110
Date	Oct 5, 2020
Book Page	M57/9110
Instrument	3364151

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	7270 TRACES DR, HELENA, MT 59602-8595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/4052
Date	Dec 10, 2019
Book Page	M56/4052
Instrument	3347466

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Feb 21, 2019
Property Address	7270 TRACES DR, HELENA, MT 59602-8595
Document Number	M55/2217
Book / Page	M55 / 2217
Map Reference	DOC 3254327
Instrument Date	Feb 21, 2019
Instrument	3333773
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7270 TRACES DR, HELENA, MT 59602-8595

Mortgage

Document Number	3333774
Date	Feb 21, 2019
Instrument	3333774

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 14, 2017
Property Address	7270 TRACES DR, HELENA, MT 59602-8595
Document Number	M52/9005
Book / Page	M52 / 9005
Map Reference	DOC3254327
Instrument Date	Jun 14, 2017
Instrument	3306673
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3306675
Date	Jun 14, 2017
Instrument	3306675

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,833.00 (-29.49%)	$530,900 (+23.96%)
2025			$530,900 (+23.96%) Land $155,857 Building $375,043
2023	$4,018.00	$428,300	$428,300 Land $125,767 Building $302,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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