727 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 727 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,054 sqft · built 2020
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,072,645 (Jul 2025)
Tax Bill	$9,695 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23M-32-0031`

Property Details

APN / Parcel Number

Primary APN	`23M-32-0031`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,054 sqft Living Area
1st Floor Area	1,327 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	196 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	727 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-4C
Legal Description	OAKLAND TERRACE LOT PT 9 W 1/2 OF LOT
Legal Subdivision	OAKLAND TERRACE
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4005
Census Tract	221900

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
May 1, 2023	Beneficiary Deed, Transfer
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Dec 19, 2019	Warranty Deed, Construction Loan · Construction Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	2025480
Prior Transfer Date	Apr 28, 2023
Prior Transfer Doc	0000000011
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 18, 2025
Property Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	2025071800480
Map Reference	MB 4 PG 100
Instrument Date	Jul 18, 2025
Instrument	2025071800480
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5002 W 71ST TER, PRAIRIE VILLAGE, KS 66208-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502

Mortgage

Document Number	2025071800481
Date	Jul 18, 2025
Instrument	2025071800481

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 1, 2023
Property Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	2023050100011
Map Reference	MB 4 PG 100
Instrument Date	Apr 28, 2023
Instrument	2023050100011
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 8, 2020
Property Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0244841367
Book / Page	24484 / 1367
Map Reference	MB 4 PG 100
Instrument Date	Nov 4, 2020
Instrument	2020120800985
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	PINNACLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7729 CLAYTON RD, 7729, SAINT LOUIS, MO 63117-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502

Mortgage

Document Number	2020120800986
Date	Dec 8, 2020
Instrument	2020120800986

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 19, 2019
Property Address	727 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0238403103
Book / Page	23840 / 3103
Map Reference	MB 4 PG 100
Instrument Date	Dec 10, 2019
Instrument	2019121900624
Transaction Type	Construction Loan
Record Updated	Dec 13, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11740 MANCHESTER RD, 11740, SAINT LOUIS, MO 63131-4614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7729 CLAYTON RD, SAINT LOUIS, MO 63117-1301

Mortgage

Document Number	2019121900625
Date	Dec 19, 2019
Instrument	2019121900625

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,450 (-) Land $60,970 Building $120,480	$955,000 (-) Land $320,900 Building $634,100
2025	$9,695.00 (+8.81%)	$181,450 (+20.58%) Land $60,970 Building $120,480	$955,000 (+20.58%) Land $320,900 Building $634,100
2024	$8,910.00 (+1.56%)	$150,480 (-) Land $43,530 Building $106,950
2023	$8,773.00 (-9.18%)	$150,480 (+5.57%) Land $43,530 Building $106,950	$792,000 (+5.57%) Land $229,100 Building $562,900
2022	$9,660.00	$142,540 Land $39,900 Building $102,640
2021			$750,200 Land $210,000 Building $540,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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