720 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 720 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,702 sqft · built 2007
Lot Size	0.455 acres (19,798 sqft)
Owner	Individual Name on Record
Last Sale	$1,415,000 (Sep 2023)
Tax Bill	$13,144 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24M-64-0413`

Property Details

APN / Parcel Number

Primary APN	`24M-64-0413`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,702 sqft Living Area
Gross Area	4,974 sqft
1st Floor Area	2,454 sqft
Basement Area	456 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	19,798 sqft (0.455 acres)
Lot Dimensions	198 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	360 sqft
Patio Area	220 sqft
Poultry House	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-2
Legal Description	OAKLAND TERRACE LOT 5
Legal Subdivision	OAKLAND TERRACE
Legal Block	4
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4009
Census Tract	221900

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 E MADISON AVE, SAINT LOUIS, MO 63122-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Jul 12, 2011 · Amount on Record
Deed Document Number	202398419
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0243420501
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 21, 2026
Property Address	720 E MADISON AVE, SAINT LOUIS, MO 63122-4503
Document Number	0000000155
Instrument Date	Apr 20, 2026
Instrument	2026155
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E MADISON AVE, SAINT LOUIS, MO 63122-4503

Mortgage

Document Number	0000000155,
Date	May 21, 2026
Instrument	2026155

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 8, 2023
Property Address	720 E MADISON AVE, SAINT LOUIS, MO 63122-4503
Document Number	2023090800419
Map Reference	MB 4 PG 100
Instrument Date	Sep 6, 2023
Instrument	2023090800419
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 LADUE ACRES, SAINT LOUIS, MO 63124-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E MADISON AVE, KIRKWOOD, MO 63122-4503

Mortgage

Document Number	2023090800420
Date	Sep 8, 2023
Instrument	2023090800420

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Max Rate	11.3%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,190 (-) Land $71,920 Building $174,270	$1,295,700 (-) Land $378,500 Building $917,200
2025	$13,144.00 (+29.27%)	$246,190 (+43.3%) Land $71,920 Building $174,270	$1,295,700 (+43.3%) Land $378,500 Building $917,200
2024	$10,168.00 (+1.55%)
2023	$10,013.00 (-0.29%)	$171,800 (+15.94%) Land $51,340 Building $120,460	$904,200 (+15.94%) Land $270,200 Building $634,000
2022	$10,042.00	$148,180 Land $51,070 Building $97,110
2021			$779,900 Land $268,800 Building $511,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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