731 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 731 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,202 sqft · built 1997
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$517,000 (Aug 2019)
Tax Bill	$6,206 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23M-32-0011`

Property Details

APN / Parcel Number

Primary APN	`23M-32-0011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	735 sqft
Basement Area	270 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	44 sqft
Deck Area	484 sqft
Patio Area	484 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	731 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-4C
Legal Description	OAKLAND TERRACE LOT PT 8 W PT
Legal Subdivision	OAKLAND TERRACE
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4005
Census Tract	221900

Owner

731 E Madison Ave is owned and occupied by two individuals who bought it in August 2019.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	731 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 23, 2019	Warranty Deed, Transfer PRIME LNDG
Feb 24, 2017	Warranty Deed, Transfer DAS ACQUISITION
Dec 28, 2016	Deed of Trust, Mortgage MONTGOMERY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Feb 24, 2017 · Amount on File
Deed Document Number	2019639
Deed Book / Page	23668 / 3404
Prior Transfer Date	Dec 28, 2005
Prior Transfer Doc	0170282897
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	731 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240642742
Date	May 27, 2020
Book Page	24064/2742
Instrument	2020052700202

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 23, 2019
Property Address	731 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0236683404
Book / Page	023668 / 003404
Instrument Date	Aug 14, 2019
Instrument	639
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 E MADISON AVE ST LOUIS MO 631224502, ST LOUIS, MO 63122-4502

Mortgage

Document Number	236683408
Date	Aug 23, 2019
Book Page	023668/003408
Instrument	640

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 24, 2017
Property Address	731 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0224122261
Book / Page	022412 / 002261
Instrument Date	Feb 22, 2017
Instrument	713
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 E MADISON AVE ST LOUIS MO 631224502, ST LOUIS, MO 63122-4502

Mortgage

Document Number	224122264
Date	Feb 24, 2017
Book Page	022412/002264

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	731 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0223423531
Book / Page	022342 / 003531
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 12, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 E MADISON AVE ST LOUIS MO 631224502, ST LOUIS, MO 63122-4502

Mortgage

Document Number	0223423531
Date	Jan 5, 2017
Book Page	022342/003531
Instrument	859

Lender

Name	MONTGOMERY BK
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jan 4, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 731 E Madison Ave was $6,206, up 0.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,960 (-) Land $60,970 Building $54,990	$610,300 (-) Land $320,900 Building $289,400
2025	$6,206.00 (+0.88%)	$115,960 Land $60,970 Building $54,990	$610,300 Land $320,900 Building $289,400
2024	$6,152.00 (+1.55%)
2023	$6,058.00 (-1.97%)	$103,760 (+13.77%) Land $43,530 Building $60,230	$546,100 Land $229,100 Building $317,000
2022	$6,180.00	$91,200 Land $39,900 Building $51,300
2021			$480,000 Land $210,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 731 E Madison Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 E Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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