7266 Osprey Dr, Lanexa, VA 23089 Property Records

James City County property record for 7266 Osprey Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 2007
Lot Size	0.596 acres (25,962 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Dec 2025)
Tax Bill	$3,087 (2022)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`19-1 08-0-0004`

Property Details

APN / Parcel Number

Primary APN	`19-1 08-0-0004`
Alternative APN	`9470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	25,962 sqft (0.596 acres)
Garage Type	Attached
Garage Area	2,184 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	1,580 sqft
Patio Area	639 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	9470
Street Address	7266 OSPREY DR
City	LANEXA
State	VA
Zip	23089-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-4 S-7 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	4
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1021
Census Tract	80306

Owner

Source: James City County records · APN 19-1 08-0-0004

Assessment roll updated October 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7266 OSPREY DR, LANEXA, VA 23089-9409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIMIS MORTGAGE CO
Jun 21, 2023	Deed of Trust, Mortgage · Unknown CITIZENS AND FARMERS BANK
Dec 02, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage PRIMIS MORTGAGE CO
Mar 10, 2023	Transfer on Death Deed, Transfer
Oct 05, 2020	Deed of Trust, Mortgage · VA Mortgage C&F MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2025 · Amount on Record
Deed Sale	Dec 02, 2025 · Amount on Record
Prior Sale	Feb 27, 2025 · Amount on Record
Deed Document Number	202516575
Prior Transfer Date	Feb 24, 2023
Prior Transfer Doc	0202302281
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7266 OSPREY DR, LANEXA, VA 23089-9409
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6001 TABIATHA LN, LANEXA, VA 23089-9402

Mortgage

Document Number	0202602004
Date	Feb 19, 2026
Instrument	202602004

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7266 OSPREY DR, LANEXA, VA 23089-9409
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202306126
Date	Jun 21, 2023
Instrument	202306126

Lender

Name	CITIZENS AND FARMERS BANK

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 02, 2025
Property Address	7266 OSPREY DR, LANEXA, VA 23089-9409
Document Number	0202516575
Map Reference	MB 35 PG 17
Instrument Date	Nov 17, 2025
Instrument	202516575
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7266 OSPREY DR, LANEXA, VA 23089-9409

Mortgage

Document Number	0202516576
Date	Dec 02, 2025
Instrument	202516576

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 10, 2023
Property Address	7266 OSPREY DR, LANEXA, VA 23089-9409
Document Number	0202302281
Instrument Date	Feb 24, 2023
Instrument	202302281
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7266 OSPREY DR, LANEXA, VA 23089-9409
Document Number	0000017273
Instrument Date	Oct 05, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7266 OSPREY DR LANEXA VA 230899409, LANEXA, VA 23089-9409

Mortgage

Document Number	0000017273
Date	Oct 09, 2020
Instrument	17273

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$585,200 (+57.31%) Land $148,300 Building $436,900	$585,200 (+57.31%) Land $148,300 Building $436,900
2023		$372,000 Land $78,800 Building $293,200	$372,000 Land $78,800 Building $293,200
2022	$3,087.00 (+29.49%)
2019	$2,384.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 107 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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