7261 Osprey Dr, Lanexa, VA 23089 Property Records

James City County property record for 7261 Osprey Dr, Lanexa, VA 23089 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,812 sqft · built 1986
Lot Size	0.48 acres (20,952 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2018)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-1 08-0-0023`

Property Details

APN / Parcel Number

Primary APN	`19-1 08-0-0023`
Alternative APN	`15466`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,952 sqft (0.48 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	15466
Street Address	7261 OSPREY DR
City	LANEXA
State	VA
Zip	23089-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-23 S-7 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	23
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1027
Census Tract	80306

Owner

Source: James City County records · APN 19-1 08-0-0023

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7261 OSPREY DR, LANEXA, VA 23089-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	180011697
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7261 OSPREY DR, LANEXA, VA 23089-9410
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210017582
Date	Aug 30, 2021
Instrument	210017582

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7261 OSPREY DR, LANEXA, VA 23089-9410
Document Number	0000003223
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003223
Date	Mar 07, 2019
Instrument	3223

Lender

Name	BRANCH BANKING & TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 12, 2018
Property Address	7261 OSPREY DR, LANEXA, VA 23089-9410
Document Number	0000011697
Instrument Date	Jun 19, 2018
Instrument	11697
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7261 OSPREY DR LANEXA VA 230899410, LANEXA, VA 23089-9410

Mortgage

Document Number	11698
Date	Jul 12, 2018
Instrument	11698

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+6.42%)	$367,600 (+22.94%) Land $81,900 Building $285,700	$367,600 (+22.94%) Land $81,900 Building $285,700
2024	$2,867.00 (+15.56%)
2023	$2,481.00	$299,000 Land $53,500 Building $245,500	$299,000 Land $53,500 Building $245,500
2022	$2,481.00 (+29.56%)
2019	$1,915.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950803061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 147 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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