7264 Osprey Dr, Lanexa, VA 23089 Property Records

James City County property record for 7264 Osprey Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 2004
Lot Size	0.534 acres (23,261 sqft)
Owner	Individual on Record
Last Sale	$470,000 (Jun 2026)
Tax Bill	$2,304 (2022)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-1 08-0-0003`

Property Details

APN / Parcel Number

Primary APN	`19-1 08-0-0003`
Alternative APN	`9469`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	23,261 sqft (0.534 acres)

Exterior Amenities

Porch	Porch
Porch Area	152 sqft
Deck Area	1,872 sqft
Patio Area	1,872 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9469
Street Address	7264 OSPREY DR
City	LANEXA
State	VA
Zip	23089-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-3 S-7 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	3
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1021
Census Tract	80306

Owner

Source: James City County assessment roll, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3609 HICKORY NECK BLVD, TOANO, VA 23168-8735
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage KIND LENDING LLC
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	20267023
Prior Transfer Date	Sep 16, 2016
Prior Transfer Doc	0000023016
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 5, 2026
Property Address	7264 OSPREY DR, LANEXA, VA 23089-9409
Document Number	0000007023
Instrument Date	Jun 4, 2026
Instrument	20267023
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,470.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 HICKORY NECK BLVD, TOANO, VA 23168-8735

Mortgage

Document Number	0000007024,
Date	Jun 5, 2026
Instrument	20267024

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 13, 2022
Property Address	7264 OSPREY DR, LANEXA, VA 23089-9409
Document Number	0202207716
Instrument Date	May 9, 2022
Instrument	202207716
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12490 RIVER RD, RICHMOND, VA 23238-6132
Investor	Possibly a Property Investor

Mortgage

Document Number	0202207717
Date	May 13, 2022
Instrument	202207717

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$427,600 (+53.98%) Land $141,200 Building $286,400	$427,600 (+53.98%) Land $141,200 Building $286,400
2023		$277,700 Land $56,300 Building $221,400	$277,700 Land $56,300 Building $221,400
2022	$2,304.00 (+9.77%)
2019	$2,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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