Erie County and Elma Town property record for 726 Schultz Rd, Elma, NY 14059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,700 sqft · built 1961 |
| Lot Size | 0.718 acres (31,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Dec 2025) |
| Tax Bill | $4,391 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 146.02-3-10 |
| Primary APN | 144200 146.02-3-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 532 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 31,218 sqft (0.718 acres) |
| Lot Dimensions | 257 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 650 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 726 SCHULTZ RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 14101 |
Source: Erie County and Elma Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 726 SCHULTZ RD, ELMA, NY 14059-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Line of Credit BUFFALO METROPOLITAN FCU |
| Dec 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Dec 8, 2011 · Amount on Record |
| Deed Document Number | 2025226960 |
| Deed Book / Page | 11454 / 6971 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 726 SCHULTZ RD, ELMA, NY 14059-9330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 726 SCHULTZ RD, ELMA, NY 14059-9330 |
| Document Number | 0140195857 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 14019/5857 |
| Instrument | 2021202245 |
| Name | BUFFALO METROPOLITAN FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 12, 2025 |
| Property Address | 726 SCHULTZ RD, ELMA, NY 14059-9330 |
| Document Number | 0114546971 |
| Book / Page | 11454 / 6971 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025226960 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 726 SCHULTZ RD, ELMA, NY 14059-9330 |
| Name | Verified Name |
|---|---|
| Address | 726 SCHULTZ RD, ELMA, NY 14059-9330 |
| Document Number | 0141841972 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 14184/1972 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Erie County and Elma Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,391.00 (+2.74%) | $7,700 (-) Land $1,200 Building $6,500 | $296,150 (+3.84%) Land $46,153 Building $249,997 |
| 2024 | $4,274.00 Homeowner's exemption | $7,700 (-) Land $1,200 Building $6,500 | $285,185 (+3.7%) Land $44,444 Building $240,741 |
| 2023 | Homeowner's exemption | $7,700 Land $1,200 Building $6,500 | $275,000 Land $42,857 Building $232,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1979–2004) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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