691 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 691 Schultz Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,975 sqft · built 1965
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jul 2014)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 146.02-6-12`

Property Details

APN / Parcel Number

Primary APN	`144200 146.02-6-12`
Alternative APN	`42001460200006012000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,975 sqft Living Area
1st Floor Area	1,975 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	69,696 sqft (1.6 acres)
Lot Width	136 ft Width
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	691 SCHULTZ RD
City	ELMA
State	NY
Zip	14059-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	6
Legal Lot Number	12.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3030
Census Tract	14101

Owner

Source: Erie County and Elma Town records · APN 144200 146.02-6-12

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	691 SCHULTZ RD, ELMA, NY 14059-9331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2014 · Amount on Record
Deed Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	2014142148
Deed Book / Page	11266 / 7981
Prior Transfer Date	Nov 17, 2010
Prior Transfer Doc	0111923399
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	691 SCHULTZ RD, ELMA, NY 14059-9331
Transaction Type	Mortgage
Record Updated	Dec 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 SCHULTZ RD, ELMA, NY 14059-9331

Mortgage

Document Number	0140659392
Date	Sep 01, 2022
Book Page	14065/9392
Instrument	2022166864

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00 (+2.75%)	$8,000 (-) Land $1,700 Building $6,300	$307,700 (+3.85%) Land $65,386 Building $242,314
2024	$4,440.00 Homeowner's exemption	$8,000 (-) Land $1,700 Building $6,300	$296,296 (+3.7%) Land $62,963 Building $233,333
2023	Homeowner's exemption	$8,000 Land $1,700 Building $6,300	$285,714 Land $60,714 Building $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 40 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.