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778 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 778 Schultz Rd, Elma, NY 14059 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,665 sqft · built 1955
Lot Size0.552 acres (24,000 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Jul 2000)
Tax Bill$3,422 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN144200 146.02-2-16

Property Details

APN / Parcel Number

Primary APN144200 146.02-2-16
Alternative APN
  • 42001460200002016000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,665 sqft Living Area
1st Floor Area1,665 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area24,000 sqft (0.552 acres)
Lot Dimensions200 ft deep x 120 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address778 SCHULTZ RD
CityELMA
StateNY
Zip14059-9330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block2
Legal Lot Number16.000
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group1
Census Block1018
Census Tract14101

Owner

Source: Erie County and Elma Town records · APN 144200 146.02-2-16

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address778 SCHULTZ RD, ELMA, NY 14059-9330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Deed of Trust, Mortgage · Closed-End Mortgage
KEY BANK NA
May 18, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2000 · Amount on Record
Deed SaleJul 03, 2000 · Amount on Record
Deed Book / Page10968 / 5343
Last Transfer DateMay 04, 2021
Transfer Doc0113802444
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address778 SCHULTZ RD, ELMA, NY 14059-9330
Transaction TypeMortgage
Record UpdatedSep 02, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 SCHULTZ RD, ELMA, NY 14059-9330

Mortgage

Document Number0140027681
DateJul 01, 2021
Book Page14002/7681
Instrument2021128098
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term180 Months
DueJul 05, 2036

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateMay 18, 2021
Property Address778 SCHULTZ RD, ELMA, NY 14059-9330
Document Number0113802444
Book / Page11380 / 2444
Instrument DateMay 04, 2021
Instrument2021094852
Transaction TypeTransfer
Record UpdatedJun 30, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 SCHULTZ RD, ELMA, NY 14059-9330

Mortgage

Document Number139957803
DateMay 18, 2021
Instrument13995/7803
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictIroquois Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,422.00 (+2.76%)$6,000 (-) Land $1,200 Building $4,800$230,750 (+3.84%) Land $46,150 Building $184,600
2024$3,330.00 Homeowner's exemption$6,000 (-) Land $1,200 Building $4,800$222,222 (+3.7%) Land $44,444 Building $177,778
2023Homeowner's exemption$6,000 Land $1,200 Building $4,800$214,286 Land $42,857 Building $171,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290141011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1979–2004)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2004, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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