St. Clair County property record for 682 Pine Harbor Rd, Pell City, AL 35128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,166 sqft · built 1968 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $809 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 29-09-30-2-000-010.001 |
| Primary APN | 29-09-30-2-000-010.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Upper Floors Area | 138 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Utility Building | 305 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00515768 |
|---|---|
| Street Address | 682 PINE HARBOR RD |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR SEC TH S 984' NE 300' N 108.65' SE 80' TO POB TH SE ALG RW 168.35' N 242.95' SW 82.47' W 68.68' S 168.14' TO POB 3 |
| Legal Range | 04E |
| Legal Township | 17S |
| Legal Section | 30 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40212 |
682 Pine Harbor Rd is owned and occupied by two individuals.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 682 PINE HARBOR RD, PELL CITY, AL 35128-6758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 682 PINE HARBOR RD, PELL CITY, AL 35128-6758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 682 PINE HARBOR RD, PELL CITY, AL 35128-6758 |
| Document Number | 0000038965 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | MTG2025/38965 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2055 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 682 Pine Harbor Rd was $809 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Pell City |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $809.00 | $20,920 | $209,090 |
| 2023 | $37,950 Land $12,480 Building $25,470 | $189,750 Land $62,400 Building $127,350 | |
| 2022 | $730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 682 Pine Harbor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 682 Pine Harbor Rd is low, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204 |
|---|---|
| Water Source | Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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