726 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 726 N 13th St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,252 sqft · built 1920
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on File
Last Sale$34,900 (Oct 2003)
Tax Bill$1,140 (2026)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN5317-54-24-1311

Property Details

APN / Parcel Number

Primary APN5317-54-24-1311
Alternative APNs
  • 12-5317-54-24-1311
  • 12206150
  • 206150

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,252 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12206150
Street Address726 N 13TH ST
CityREADING
StatePA
Zip19604-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block24
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2000
Census Tract1500

Owner

726 N 13th St is owned and occupied by an individual who bought it in October 2003.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address726 N 13TH ST, READING, PA 19604-2510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2003 · Amount on File
Deed SaleOct 28, 2003 · Amount on File
Deed Document Number200387750
Deed Book / Page3914 / 1749
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address726 N 13TH ST, READING, PA 19604-2510
Transaction TypeMortgage
Record UpdatedMar 28, 2022
Title CompanyKEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011027
DateMar 16, 2022
Instrument2022011027
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueApr 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 726 N 13th St was $1,140.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,140.00$40,400 Land $12,000 Building $28,400$12,000 Land $12,000
2024$1,069.00$40,400 Land $12,000 Building $28,400
1994$40,400 Land $12,000 Building $28,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 726 N 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 N 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on N 13th St

Nearby Streets

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