734 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 734 N 13th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,638 sqft · built 1920
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$66,150 (Aug 2020)
Tax Bill	$1,259 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-54-24-1317`

Property Details

APN / Parcel Number

Primary APN	`5317-54-24-1317`
Alternative APNs	`12-5317-54-24-1317` `12206250` `206250`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,638 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12206250
Street Address	734 N 13TH ST
City	READING
State	PA
Zip	19604-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

734 N 13th St is owned and occupied by an individual who bought it in August 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	734 N 13TH ST, READING, PA 19604-2510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Sep 4, 2019	Grant Deed, Transfer HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	202026572
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 6, 2020
Property Address	734 N 13TH ST, READING, PA 19604-2510
Document Number	0000026572
Instrument Date	Jul 9, 2020
Instrument	2020026572
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	734 N 13TH ST, READING, PA 19604-2510

Mortgage

Document Number	0000026573
Date	Aug 6, 2020
Instrument	2020026573

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Sep 4, 2019
Property Address	734 N 13TH ST, READING, PA 19604-2510
Document Number	0000029921
Instrument Date	Aug 30, 2019
Instrument	29921
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 W CLEARVIEW DR SINKING SPRING PA 196089571, SINKING SPRING, PA 19608-9571

Tax Assessment & Valuation

The 2026 property tax bill for 734 N 13th St was $1,259 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,259.00 Homeowner's exemption	$44,600 Land $12,000 Building $32,600	$12,000 Land $12,000
2024	$1,180.00	$44,600 Land $12,000 Building $32,600
1994			$44,600 Land $12,000 Building $32,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 N 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 N 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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