720 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 720 N 13th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,728 sqft · built 1920
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2026)
Tax Bill	$765 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-54-24-1217`

Property Details

APN / Parcel Number

Primary APN	`5317-54-24-1217`
Alternative APNs	`12-5317-54-24-1217` `12206075` `206075`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12206075
Street Address	720 N 13TH ST
City	READING
State	PA
Zip	19604-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

Source: Berks County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 N 13TH ST, READING, PA 19604-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 2, 2026	Deed, Transfer KEYSTONE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Apr 2, 2026 · Amount on Record
Deed Document Number	202617663
Prior Transfer Date	Jun 13, 2001
Prior Transfer Doc	0033500053
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 4, 2026
Property Address	720 N 13TH ST, READING, PA 19604-2510
Document Number	0000017663
Instrument Date	Jun 3, 2026
Instrument	202617663
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 N 13TH ST, READING, PA 19604-2510

Mortgage

Document Number	0000017664,
Date	Jun 4, 2026
Instrument	202617664

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000017665,
Date	Jun 4, 2026
Instrument	202617665

Lender

Name	NEIGHBORHOOD HSNG SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 1, 2041

Interest

Rate	6.23%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 2, 2026
Property Address	720 N 13TH ST, READING, PA 19604-2510
Document Number	0000009703
Instrument Date	Jan 7, 2026
Instrument	20269703
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	223 CRESTMONT ST, READING, PA 19611-1939

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$765.00 (+4.08%)	$27,100 (-) Land $7,000 Building $20,100	$7,000 (-) Land $7,000
2025	$735.00 (+2.51%) Homeowner's exemption	$27,100 (-) Land $7,000 Building $20,100	$7,000 (-74.17%) Land $7,000
2024	$717.00	$27,100 Land $7,000 Building $20,100
1994			$27,100 Land $7,000 Building $20,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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