726 E Lacy Cir, Deltona, FL 32725 Property Records

Volusia County property record for 726 E Lacy Cir, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,523 sqft · built 2000
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Trust Names on Record
Last Sale	$231,000 (Apr 2021)
Tax Bill	$4,504 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-20-26-0250`

Property Details

APN / Parcel Number

Primary APN	`8130-20-26-0250`
Alternative APNs	`31183020260250` `30183120260250` `2710578.0` `2710578`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,523 sqft Living Area
Gross Area	1,903 sqft
1st Floor Area	1,523 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	285 sqft
Patio Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2710578
Street Address	726 E LACY CIR
City	DELTONA
State	FL
Zip	32725-8174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 25 BLK 611 DELTONA LAKES UNIT 20 MB 27 PGS 1-6 INC PER OR 4617 PG 4030 PER OR 5546 PG 0194 PER OR 6709 PG 2289 PER OR 6736 PG 1115 PER OR 6748 PG 0146 PER OR 6976 PG 0362 PER OR 8020 PG 3975
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	20
Legal Block	611
Legal Lot Number	25
Legal Unit	20
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3011
Census Tract	91018

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	726 E LACY CIR, DELTONA, FL 32725-8174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jul 18, 2012 · Amount on Record
Deed Document Number	202176127
Deed Book / Page	8020 / 3975
Prior Transfer Date	Apr 7, 2014
Prior Transfer Doc	0069760362
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 6, 2021
Property Address	726 E LACY CIR, DELTONA, FL 32725-8174
Document Number	0080203975
Book / Page	8020 / 3975
Map Reference	MB 27 PG 1-6
Instrument Date	Apr 2, 2021
Instrument	2021-076127
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3337 S 9TH ST, 3337, MILWAUKEE, WI 53215-5109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E LACY CIR, DELTONA, FL 32725-8174

Mortgage

Document Number	0080203977
Date	Apr 6, 2021
Instrument	8020/3977

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,301 (+1.35%) Land $61,800 Building $201,501	$263,301 (+1.35%) Land $61,800 Building $201,501
2025	$4,504.00 (-4.05%) Homeowner's exemption	$259,800 (+0.11%) Land $61,800 Building $198,000	$259,800 (+0.11%) Land $61,800 Building $198,000
2024	$4,694.00 (+2.58%)
2023	$4,576.00 (-4.15%) Homeowner's exemption	$259,522 (+17.73%) Land $56,032 Building $203,490	$259,522 (+17.73%) Land $56,032 Building $203,490
2022	$4,774.00	$220,446 Land $35,844 Building $184,602	$220,446 Land $35,844 Building $184,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	8 (1992–2020)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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