Volusia County property record for 738 E Lacy Cir, Deltona, FL 32725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 1984 |
| Lot Size | 0.25 acres (10,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Oct 2023) |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8130-20-26-0280 |
| Primary APN | 8130-20-26-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,592 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,880 sqft (0.25 acres) |
| Lot Dimensions | 136 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 52 sqft |
| Patio Area | 377 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2710608 |
|---|---|
| Street Address | 738 E LACY CIR |
| City | DELTONA |
| State | FL |
| Zip | 32725-8174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01R |
| Legal Description | LOT 28 BLK 611 DELTONA LAKES UNIT 20 MB 27 PGS 1-6 INC PER OR 4945 PG 3777 PER OR 6032 PG 4043 PER OR 6151 PG 4667 PER OR 6151 PG 4668 PER OR 7001 PG 3387 PER OR 7057 PGS 3452-3454 INC PER OR 7150 PG 1064 PER OR 8404 PG 3773 PER OR 8475 PG 3765 |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | DELTONA LAKES |
| Legal Tract | 20 |
| Legal Block | 611 |
| Legal Lot Number | 28 |
| Legal Unit | 20 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 91018 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 738 E LACY CIR, DELTONA, FL 32725-8174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 24, 2023 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| May 10, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Prior Sale | Aug 12, 2015 · Amount on Record |
| Deed Document Number | 2023216217 |
| Deed Book / Page | 8475 / 3765 |
| Prior Transfer Date | Apr 26, 2023 |
| Prior Transfer Doc | 0084043773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 24, 2023 |
| Property Address | 738 E LACY CIR, DELTONA, FL 32725-8174 |
| Document Number | 0084753765 |
| Book / Page | 8475 / 3765 |
| Map Reference | MB 27 PG 1-6 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023216217 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 PROSPECT ST, SENECA FALLS, NY 13148-1213 |
| Name | Verified Name |
|---|---|
| Address | 738 E LACY CIR, DELTONA, FL 32725-8174 |
| Document Number | 0084753767 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 8475/3767 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 10, 2023 |
| Property Address | 738 E LACY CIR, DELTONA, FL 32725-8174 |
| Document Number | 0084043773 |
| Book / Page | 8404 / 3773 |
| Map Reference | MB 27 PG 1-6 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023095068 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 PROSPECT ST, SENECA FALLS, NY 13148-1213 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,985 (-6.93%) Land $54,384 Building $173,601 | $227,985 (-6.93%) Land $54,384 Building $173,601 | |
| 2025 | $4,226.00 (-16.08%) Homeowner's exemption | $244,963 (+1.19%) Land $61,800 Building $183,163 | $244,963 (+1.19%) Land $61,800 Building $183,163 |
| 2024 | $5,036.00 (+41.42%) | $242,071 (+3.54%) Land $59,328 Building $182,743 | $242,071 (+3.54%) Land $59,328 Building $182,743 |
| 2023 | $3,561.00 (+9.27%) | $233,795 (+18.37%) Land $56,032 Building $177,763 | $233,795 (+18.37%) Land $56,032 Building $177,763 |
| 2022 | $3,259.00 | $197,504 Land $35,844 Building $161,660 | $197,504 Land $35,844 Building $161,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 8 (1992–2020) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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