706 E Lacy Cir, Deltona, FL 32725 Property Records

Volusia County property record for 706 E Lacy Cir, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,193 sqft · built 1987
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,500 (Jun 2026)
Tax Bill	$857 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-20-26-0200`

Property Details

APN / Parcel Number

Primary APN	`8130-20-26-0200`
Alternative APNs	`31183020260200` `30183120260200` `2710527.0` `2710527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,193 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	1,819 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	429 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2710527
Street Address	706 E LACY CIR
City	DELTONA
State	FL
Zip	32725-8174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	30-18-31 LOT 20 BLK 611 DELTONA LAKES UNIT 20 MB 27 PGS 1-6 INC PER OR 5079 PG 2954 PER OR 5556 PGS 4240-4241 PER OR 8777 PG 1896 PER OR 8868 PG 4218
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	20
Legal Block	611
Legal Lot Number	20
Legal Unit	20
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3011
Census Tract	91018

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 E LACY CIR, DELTONA, FL 32725-8174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer CLOSING AGENT INC, CLOSING AGENT
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Jun 17, 2003
Deed Document Number	2026111658
Deed Book / Page	8868 / 4218
Prior Transfer Date	May 9, 2005
Prior Transfer Doc	0055564240
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 19, 2026
Property Address	706 E LACY CIR, DELTONA, FL 32725-8174
Document Number	0000111658
Book / Page	8868 / 4218
Instrument Date	Jun 17, 2026
Instrument	2026111658
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CLOSING AGENT INC, CLOSING AGENT

Transaction

Amount	Amount Recorded
Tax	$222,351.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 E LACY CIR, DELTONA, FL 32725-8174

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	706 E LACY CIR, DELTONA, FL 32725-8174
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 E LACY CIR, DELTONA, FL 32725-8174

Mortgage

Document Number	0081291840
Date	Oct 1, 2021
Book Page	8129/1840
Instrument	2021-235586

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	706 E LACY CIR, DELTONA, FL 32725-8174
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 E LACY CIR, DELTONA, FL 32725-8174

Mortgage

Document Number	0080282450
Date	Apr 16, 2021
Book Page	8028/2450
Instrument	2021-085456

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,225 (+2.7%)	$274,584 (-6.61%) Land $54,384 Building $220,200
2025	$857.00 (+7.26%) Homeowner's exemption Senior Citizen's exemption	$92,722 (+5.99%)	$294,024 (+4.58%) Land $61,800 Building $232,224
2024	$799.00 (+12.06%)
2023	$713.00 (+1.13%) Senior Citizen's exemption	$87,485 (+3%)	$281,153 (+17.78%) Land $56,032 Building $225,121
2022	$705.00 Senior Citizen's exemption	$84,937	$238,720 Land $35,844 Building $202,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	8 (1992–2020)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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