725 Top View Ln, Elgin, SC 29045 Property Records

Richland County property record for 725 Top View Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 5,817 sqft · built 2020
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Aug 2020)
Deeds & MortgagesAug 2020 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN29001-03-12

Property Details

APN / Parcel Number

Primary APN29001-03-12
Alternative APNs
  • R29001-03-12
  • 02149945

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,817 sqft Heated Area
Gross Area7,379 sqft
1st Floor Area2,359 sqft
Basement Area2,062 sqft
Finished Basement1,877 sqft
Unfinished Basement185 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area682 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02149945
Street Address725 TOP VIEW LN
CityELGIN
StateSC
Zip29045-9809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 9 140.7X211.8X46.4X24.9X200.3 #SU CREST AT WOODCREEK FARMS #PR RB2336-2380
Legal SubdivisionWOODCREEK
Legal Lot Number9,140
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2005
Census Tract11407

Owner

725 Top View Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Richland County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address725 TOP VIEW LN, ELGIN, SC 29045-9809
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Grant Deed, Transfer · VA Mortgage
AMERIS BK
Feb 26, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2020 · Amount on File
Deed SaleAug 12, 2020 · Amount on File
Deed Document Number202040354
Deed Book / Page2517 / 639
Record UpdatedSep 20, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateAug 12, 2020
Property Address725 TOP VIEW LN, ELGIN, SC 29045-9809
Document Number2517/0639
Book / Page002517 / 000639
Instrument DateJul 21, 2020
Instrument40354
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,368.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address725 TOP VIEW LN ELGIN SC 290459809, ELGIN, SC 29045-9809

Mortgage

Document Number2517/0643
DateAug 12, 2020
Book Page002517/000643
Instrument40355
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 11, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateFeb 26, 2020
Property Address725 TOP VIEW LN, ELGIN, SC 29045-9809
Document Number2472/1163
Book / Page002472 / 001163
Instrument DateFeb 24, 2020
Instrument10792
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$96,738.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearAssessed Market Value
2025$862,200 Land $82,500 Building $779,700
2023$653,000 Land $75,000 Building $578,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 725 Top View Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Top View Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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