Richland County property record for 725 Top View Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 5,817 sqft · built 2020 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Aug 2020) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29001-03-12 |
| Primary APN | 29001-03-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,817 sqft Heated Area |
| Gross Area | 7,379 sqft |
| 1st Floor Area | 2,359 sqft |
| Basement Area | 2,062 sqft |
| Finished Basement | 1,877 sqft |
| Unfinished Basement | 185 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 682 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02149945 |
|---|---|
| Street Address | 725 TOP VIEW LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 9 140.7X211.8X46.4X24.9X200.3 #SU CREST AT WOODCREEK FARMS #PR RB2336-2380 |
| Legal Subdivision | WOODCREEK |
| Legal Lot Number | 9,140 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11407 |
725 Top View Ln is owned and occupied by two individuals who bought it in August 2020.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2020 | Grant Deed, Transfer · VA Mortgage AMERIS BK |
| Feb 26, 2020 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Deed Document Number | 202040354 |
| Deed Book / Page | 2517 / 639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 12, 2020 |
| Property Address | 725 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 2517/0639 |
| Book / Page | 002517 / 000639 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 40354 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,368.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 725 TOP VIEW LN ELGIN SC 290459809, ELGIN, SC 29045-9809 |
| Document Number | 2517/0643 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 002517/000643 |
| Instrument | 40355 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 26, 2020 |
| Property Address | 725 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 2472/1163 |
| Book / Page | 002472 / 001163 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 10792 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $96,738.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2025 | $862,200 Land $82,500 Building $779,700 |
| 2023 | $653,000 Land $75,000 Building $578,000 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 725 Top View Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Top View Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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