Richland County property record for 721 Top View Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,892 sqft · built 2025 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Mar 2025) |
| Tax Bill | $87 (2023) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29001-03-11 |
| Primary APN | 29001-03-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,892 sqft Living Area |
| Flooring | Wood |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | 02149936 |
|---|---|
| Street Address | 721 TOP VIEW LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 8 100X180X52X60.7X211.8 #SU CREST AT WOODCREEK FARMS #PR RB2336-2380 |
| Legal Subdivision | WOODCREEK |
| Legal Lot Number | 8,100 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11407 |
Source: Richland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 721 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 18, 2023 | Deed, Transfer |
| Apr 28, 2021 | Limited Warranty Deed, Transfer |
| May 27, 2021 | Re-recorded Document |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on Record |
| Deed Sale | Mar 18, 2025 · Amount on Record |
| Prior Sale | Apr 28, 2021 · Amount on Record |
| Deed Document Number | 202511763 |
| Deed Book / Page | 3002 / 3431 |
| Prior Transfer Date | Apr 16, 2021 |
| Prior Transfer Doc | 2623/0232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 721 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 721 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 0031081566 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 3108/1566 |
| Instrument | 2026012396 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 18, 2023 |
| Property Address | 721 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 0028863405 |
| Book / Page | 2886 / 3405 |
| Map Reference | MB 2336 PG 2380 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023054122 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 WESTERN LN, IRMO, SC 29063-9071 |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 28, 2021 |
| Property Address | 721 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 0026112398 |
| Book / Page | 2611 / 2398 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021025915 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 PONTIAC BUSINESS CENTER DR STE 1012, 1012, ELGIN, SC 29045-7123 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 27, 2021 |
| Property Address | 721 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 0026230232 |
| Book / Page | 2623 / 232 |
| Map Reference | MB 2336 PG 2380 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021033646 |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 PONTIAC BUSINESS CENTER DR STE 1012, 1012, ELGIN, SC 29045-7123 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,500 (-) Land $82,500 | ||
| 2024 | $82,500 Land $82,500 | $82,500 (+3,2%) Land $82,500 | |
| 2023 | $87.00 (-1.14%) | $2,500 (-) | |
| 2021 | $88.00 | $150 | $2,500 Land $2,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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