Richland County property record for 709 Top View Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 6,122 sqft · built 2020 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $670,000 (Oct 2020) |
| Tax Bill | $6,773 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29001-03-08 |
| Primary APN | 29001-03-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,122 sqft Heated Area |
| Gross Area | 7,449 sqft |
| 1st Floor Area | 2,597 sqft |
| Basement Area | 1,391 sqft |
| Finished Basement | 1,391 sqft |
| Unfinished Basement | 1,391 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 483 sqft |
| Porch | Slab |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02149909 |
|---|---|
| Street Address | 709 TOP VIEW LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 5 103X192.2X42.7X43.6X57.7X199.7 #SU CREST AT WOODCREEK FARMS #PR RB2336-2380 |
| Legal Subdivision | WOODCREEK |
| Legal Lot Number | 5,103 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 709 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Grant Deed, Transfer TD BK NA |
| Feb 26, 2020 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on Record |
| Deed Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 202055954 |
| Deed Book / Page | 2541 / 1652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 20, 2020 |
| Property Address | 709 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 2541/1652 |
| Book / Page | 002541 / 001652 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 55954 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,479.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 709 TOP VIEW LN ELGIN SC 290459809, ELGIN, SC 29045-9809 |
| Document Number | 2541/1656 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 002541/001656 |
| Instrument | 55955 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 26, 2020 |
| Property Address | 709 TOP VIEW LN, ELGIN, SC 29045-9809 |
| Document Number | 2472/1163 |
| Book / Page | 002472 / 001163 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 10792 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $96,738.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,773.00 (+17.42%) | $770,600 (+2,775.37%) | $897,400 (+33.94%) Land $82,500 Building $814,900 |
| 2023 | $5,768.00 (-5.29%) | $26,800 (-) | $670,000 (-) |
| 2021 | $6,090.00 | $26,800 | $670,000 Land $75,000 Building $595,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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