725 Timber Creek N, Hernando, MS 38632 Property Records

DeSoto County property record for 725 Timber Creek N, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,882 sqft · built 2004
Lot Size	0.34 acres (14,820 sqft)
Owner	Individual Name on Record
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-12-0-00181-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-12-0-00181-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,882 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,820 sqft (0.34 acres)
Lot Dimensions	188 ft deep x 28 ft wide
Patio Area	151 sqft

Location & Zoning

Street Address	725 TIMBER CRK N
City	HERNANDO
State	MS
Zip	38632-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERLAY
Legal Description	NORTHWOOD HILLS PH II SEC E LOT 181
Legal Range	08
Legal Township	03
Legal Section	12
Legal Subdivision	NORTHWOOD HILLS SEC E
Legal Phase	2
Legal Lot Number	181
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1044
Census Tract	71122

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	725 TIMBER CRK N, HERNANDO, MS 38632-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST FINANCIAL BANK FSB
Jun 8, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022
Deed Sale	Jun 8, 2022
Prior Sale	Jan 4, 2018
Deed Document Number	0000999749
Deed Book / Page	999 / 749
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	725 TIMBER CRK N, HERNANDO, MS 38632-1555
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004474/626
Date	Jan 3, 2018
Book Page	4474/626
Instrument	T04474-00626

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 8, 2022
Property Address	725 TIMBER CRK N, HERNANDO, MS 38632-1555
Document Number	000999/749
Book / Page	999 / 749
Map Reference	MB 80 PG 46
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 MOORE LOOP, 433, BYHALIA, MS 38611-6959

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 TIMBER CRK N, HERNANDO, MS 38632-1555

Mortgage

Document Number	0005545569
Date	Jun 8, 2022
Instrument	5545/569

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 4, 2018
Property Address	725 TIMBER CRK N, HERNANDO, MS 38632-1555
Document Number	000845/205
Book / Page	845 / 205
Map Reference	PB 90 PG 46
Instrument Date	Dec 29, 2017
Instrument	W00845-00205
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3379 SCOTT RD, 3379, HERNANDO, MS 38632-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	725 TIMBER CRK N, HERNANDO, MS 38632-1555

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,857.00 (+21.61%)	$15,947 (+44.81%) Land $2,500 Building $13,447	$159,470 (+44.81%) Land $25,000 Building $134,470
2023	$1,527.00	$11,012	$110,123 Land $25,000 Building $85,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

725 Timber Creek N, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Timber Creek N

Nearby Streets

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