DeSoto County property record for 700 Timber Creek N, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,910 sqft · built 2003 |
| Lot Size | 0.305 acres (13,293 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2019) |
| Tax Bill | $1,529 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-12-0-00178-00 |
| Primary APN | 3-08-1-12-12-0-00178-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,910 sqft Adjusted Area |
| 1st Floor Area | 1,624 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,293 sqft (0.305 acres) |
| Lot Dimensions | 161 ft deep x 76 ft wide |
| Patio Area | 156 sqft |
| Street Address | 700 TIMBER CRK N |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | NORTHWOOD HILLS PH II SEC E LOT 178 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | NORTHWOOD HILLS SEC E |
| Legal Phase | 2 |
| Legal Lot Number | 178 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 71122 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 700 TIMBER CRK N, HERNANDO, MS 38632-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Feb 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Aug 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Deed Book / Page | 897 / 412 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 000622/498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 700 TIMBER CRK N, HERNANDO, MS 38632-1554 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 703 TIMBER CRK N, HERNANDO, MS 38632-1555 |
| Document Number | 005638/600 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 5638/600 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 700 TIMBER CRK N, HERNANDO, MS 38632-1554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004489/773 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 4489/773 |
| Instrument | T04489-00773 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 25, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 26, 2019 |
| Property Address | 700 TIMBER CRK N, HERNANDO, MS 38632-1554 |
| Document Number | 000897/412 |
| Book / Page | 0897 / 412 |
| Map Reference | MB 80 PG 40 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10112 GREEN FOREST DR, 10112, HERNANDO, MS 38632-8478 |
| Name | Verified Name |
|---|---|
| Address | 700 TIMBER CRK N, HERNANDO, MS 38632-1554 |
| Document Number | 0004785270 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 4785/270 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,529.00 (+16.01%) | $15,708 (+34.66%) Land $2,500 Building $13,208 | $157,075 (+34.65%) Land $25,000 Building $132,075 |
| 2023 | $1,318.00 | $11,665 | $116,654 Land $25,000 Building $91,654 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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