720 Timber Creek N, Hernando, MS 38632 Property Records

DeSoto County property record for 720 Timber Creek N, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,876 sqft · built 2004
Lot Size	0.31 acres (13,522 sqft)
Owner	Individual Name on File
Tax Bill	$1,535 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-12-0-00180-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-12-0-00180-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,876 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,522 sqft (0.31 acres)
Lot Dimensions	219 ft deep x 30 ft wide
Patio Area	140 sqft

Location & Zoning

Street Address	720 TIMBER CRK N
City	HERNANDO
State	MS
Zip	38632-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERLAY
Legal Description	NORTHWOOD HILLS PH II SEC E LOT 180
Legal Range	08
Legal Township	03
Legal Section	12
Legal Subdivision	NORTHWOOD HILLS SEC E
Legal Phase	2
Legal Lot Number	180
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1044
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-1-12-12-0-00180-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 TIMBER CRK N, HERNANDO, MS 38632-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2020
Deed Sale	May 28, 2020
Deed Document Number	0000920542
Deed Book / Page	920 / 542
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 28, 2020
Property Address	720 TIMBER CRK N, HERNANDO, MS 38632-1554
Document Number	000920/542
Book / Page	920 / 542
Map Reference	MB 80 PG 46
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1671 READY DR, 1671, HERNANDO, MS 38632-8827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 TIMBER CRK N, HERNANDO, MS 38632-1554

Mortgage

Document Number	0004954230
Date	May 28, 2020
Instrument	4954/230

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (+17.09%)	$15,753 (+35.59%) Land $2,500 Building $13,253	$157,528 (+35.59%) Land $25,000 Building $132,528
2023	$1,311.00	$11,618	$116,178 Land $25,000 Building $91,178

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 266 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.