725 Spruce Ave, Wheatland, CA 95692 Property Records

Yuba County property record for 725 Spruce Ave, Wheatland, CA 95692

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,231 sqft · built 2004
Lot Size	0.134 acres (5,845 sqft)
Owner	2 Individual Names on File
Last Sale	$328,500 (Nov 2004)
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`015-770-036-000`

Property Details

APN / Parcel Number

Primary APN	`015-770-036-000`
Alternative APNs	`015-770-036` `15770036000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,231 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,845 sqft (0.134 acres)
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-770-036
Street Address	725 SPRUCE AVE
City	WHEATLAND
State	CA
Zip	95692-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT183 TR03-04 PARK PL#2 RS 75/15-19 CITY OF WHTLND
Legal Subdivision	PARK PLACE #2
Legal Tract	03-04
Legal Lot Number	183
Jurisdiction	YUBA CA
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1034
Census Tract	40800

Owner

725 Spruce Ave is owned and occupied by two individuals who bought it in November 2004.

Source: Yuba County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	725 SPRUCE AVE, WHEATLAND, CA 95692-9285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 17, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 31, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2004 · Amount on File
Deed Sale	Nov 19, 2004 · Amount on File
Deed Document Number	200424215
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	725 SPRUCE AVE, WHEATLAND, CA 95692-9285
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO MC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SPRUCE AVE AYE, WHEATLAND, CA 95692-9285

Mortgage

Document Number	0000022680
Date	Dec 2, 2021
Instrument	2021-022680

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	725 SPRUCE AVE, WHEATLAND, CA 95692-9285
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SPRUCE AVE, WHEATLAND, CA 95692-9285

Mortgage

Document Number	0000001374
Date	Jan 25, 2021
Instrument	2021-001374

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	725 SPRUCE AVE, WHEATLAND, CA 95692-9285
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003187
Date	Mar 17, 2017
Instrument	2017-003187

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	725 SPRUCE AVE, WHEATLAND, CA 95692-9285
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006455
Date	May 31, 2018
Instrument	2018-006455

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 725 Spruce Ave was $3,345 with a veteran's exemption.

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Municipality	Wheatland City
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,724 (+2%) Land $71,077 Building $395,647
2025	$3,345.00 Disabled Person's exemption Veteran's exemption	$457,574 Land $69,684 Building $387,890
2023	$3,289.00 (-1.14%) Disabled Person's exemption Veteran's exemption	$439,808 Land $66,979 Building $372,829	$483,480
2022	$3,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Spruce Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	2 (2014–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Spruce Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Spruce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures