720 Spruce Ave, Wheatland, CA 95692 Property Records

Yuba County property record for 720 Spruce Ave, Wheatland, CA 95692

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,231 sqft · built 2004
Lot Size	0.196 acres (8,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Jun 2004)
Tax Bill	$5,065 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`015-780-011-000`

Property Details

APN / Parcel Number

Primary APN	`015-780-011-000`
Alternative APNs	`015-780-011` `15780011000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,549 sqft (0.196 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-780-011
Street Address	720 SPRUCE AVE
City	WHEATLAND
State	CA
Zip	95692-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT127 TR03-04 PARK PL#2 RS 75/15-19 CITY OF WHTLND
Legal Subdivision	PARK PLACE #2
Legal Tract	03-04
Legal Lot Number	127
Jurisdiction	YUBA CA
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1047
Census Tract	40800

Owner

Source: Yuba County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 SPRUCE AVE, WHEATLAND, CA 95692-9285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PAVIA FINANCIAL SERVICES INC
Aug 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SCHOOLS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2004 · Amount on Record
Deed Sale	Jun 25, 2004 · Amount on Record
Deed Document Number	200412093
Last Transfer Date	Jul 8, 2022
Transfer Doc	0000010955
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUBA CA
Recording Date	Jul 14, 2022
Property Address	720 SPRUCE AVE, WHEATLAND, CA 95692-9285
Document Number	0000010955
Map Reference	MB 75 PG 15
Instrument Date	Jul 8, 2022
Instrument	2022-010955
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 SPRUCE AVE, WHEATLAND, CA 95692-9285

Mortgage

Document Number	0000010956
Date	Jul 14, 2022
Instrument	2022-010956

Lender

Name	PAVIA FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUBA CA
Recording Date	Aug 6, 2019
Property Address	720 SPRUCE AVE, WHEATLAND, CA 95692-9285
Document Number	0000009920
Map Reference	MB 75 PG 15
Instrument Date	Jul 30, 2019
Instrument	2019-009920
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SPRUCE AVE, WHEATLAND, CA 95692-9285

Mortgage

Document Number	0000009921
Date	Aug 6, 2019
Instrument	2019-009921

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Municipality	Wheatland City
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,602 (+2%) Land $79,753 Building $382,849
2025	$5,065.00 (+4.15%) Homeowner's exemption	$453,533 (+4.04%) Land $78,190 Building $375,343
2023	$4,863.00 (+1.27%) Homeowner's exemption	$435,923 Land $75,154 Building $360,769	$497,070
2022	$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	2 (2014–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net, unWired Broadband.

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