Wright County property record for 725 Maple St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,078 sqft · built 1993 |
| Lot Size | 0.943 acres (41,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,300 (May 2015) |
| Tax Bill | $3,290 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-017-001030 |
| Primary APN | 104-017-001030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,101 sqft (0.943 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 725 MAPLE ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 RIVER VISTA ESTATES 2ND ADDN LOT-003 BLOCK-001 03 BLOCK-001 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | RIVER VISTA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 100300 |
Source: Wright County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 725 MAPLE ST, CLEARWATER, MN 55320-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2015 · Amount on Record |
| Deed Sale | May 20, 2015 · Amount on Record |
| Prior Sale | Sep 8, 1997 · Amount on Record |
| Deed Document Number | 2015350129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 6, 2026 |
| Property Address | 725 MAPLE ST, CLEARWATER, MN 55320-2040 |
| Document Number | 0001609308 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20261609308 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | SERVION TITLE INC, SERVION TITLE |
| Name | Verified Name |
|---|---|
| Address | 725 MAPLE ST, CLEARWATER, MN 55320-2040 |
| Document Number | 0001609308, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20261609308 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,290.00 (+8.87%) | $300,300 (+5.07%) Land $52,600 Building $247,700 | $300,300 (+5.07%) Land $52,600 Building $247,700 |
| 2025 | $285,800 (+8.26%) Land $42,000 Building $243,800 | $285,800 (+8.26%) Land $42,000 Building $243,800 | |
| 2023 | $3,022.00 (+5.66%) | $264,000 Land $42,000 Building $222,000 | $264,000 Land $42,000 Building $222,000 |
| 2022 | $2,860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
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