Wright County property record for 320 Maple St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 952 sqft · built 1872 |
| Lot Size | 0.294 acres (12,838 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2022) |
| Tax Bill | $1,404 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-019090 |
| Primary APN | 104-010-019090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,838 sqft (0.294 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 36 sqft |
| Storage Building | 168 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 320 MAPLE ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LTS 9 & 10 BLK19 ALSO TH PRT OF VAC BLUFF ST LY ELY OF A LN DRWN PAR/W&8FT |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 19 |
| Legal Lot Number | 9-10 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 100300 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 MAPLE ST, CLEARWATER, MN 55320-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Warranty Deed, Transfer · Closed-End Mortgage LAKE CENTRAL BANK |
| Nov 8, 2021 | Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Nov 9, 2021 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Prior Sale | Nov 9, 2021 · Amount on Record |
| Deed Document Number | 20221451338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 9, 2022 |
| Property Address | 320 MAPLE ST, CLEARWATER, MN 55320-2018 |
| Document Number | 00A1514106 |
| Instrument Date | Aug 5, 2022 |
| Instrument | A1514106 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MAPLE ST, CLEARWATER, MN 55320-2018 |
| Document Number | 00A1514107 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | A1514107 |
| Name | LAKE CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 8, 2021 |
| Property Address | 320 MAPLE ST, CLEARWATER, MN 55320-2018 |
| Document Number | 0001489657 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1489657 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $257.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7213 CASADALE ROAD, SOUTH HAVEN, MN 55382 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 9, 2021 |
| Property Address | 320 MAPLE ST, CLEARWATER, MN 55320-2018 |
| Document Number | 0001489858 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1489858 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 MAPLE ST, CLEARWATER, MN 55320-2018 |
| Date | Nov 9, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 1, 2026 |
| Rate | 3.75% |
|---|
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,404.00 (-56.63%) | $159,900 (+9.6%) Land $34,300 Building $125,600 | $159,900 (+9.6%) Land $34,300 Building $125,600 |
| 2025 | $145,900 (+1.67%) Land $25,000 Building $120,900 | $145,900 (+1.67%) Land $25,000 Building $120,900 | |
| 2023 | $3,237.00 (+180.02%) | $143,500 Land $25,000 Building $118,500 | $143,500 Land $25,000 Building $118,500 |
| 2022 | $1,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures