325 Maple St, Clearwater, MN 55320 Property Records

Wright County property record for 325 Maple St, Clearwater, MN 55320

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,416 sqft · built 1935
Lot Size0.167 acres (7,288 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (May 2021)
Tax Bill$2,032 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN104-010-018060

Property Details

APN / Parcel Number

Primary APN104-010-018060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,416 sqft Living Area
1st Floor Area1,412 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialWood Shingle
Lot Area7,288 sqft (0.167 acres)
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area25 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address325 MAPLE ST
CityCLEARWATER
StateMN
Zip55320-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-006 BLOCK-018 LT6 &SE8FT OF LT7 BLK18 ALSO TH PRT OF VAC BLUFF ST LY E
Legal Range027
Legal Township123
Legal Section35
Legal SubdivisionORIGINAL PLAT CLEARWATER
Legal Block18,18
Legal Lot Number6-7
JurisdictionWRIGHT MN
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1008
Census Tract100300

Owner

325 Maple St is owned and occupied by an individual who bought it in May 2021.

Source: Wright County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address325 MAPLE ST, CLEARWATER, MN 55320-2018
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jun 19, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on File
Deed SaleMay 7, 2021 · Amount on File
Prior SaleJun 19, 2017 · Amount on File
Deed Document Number20211469421
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateMay 7, 2021
Property Address325 MAPLE ST, CLEARWATER, MN 55320-2018
Document Number0001469421
Instrument DateApr 23, 2021
Instrument1469421
Transaction TypeTransfer
Record UpdatedJun 7, 2021
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 MAPLE ST, CLEARWATER, MN 55320-2018

Mortgage

Document Number0001469422
DateMay 7, 2021
Instrument1469422
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJun 19, 2017
Property Address325 MAPLE ST, CLEARWATER, MN 55320-2018
Document Number0001346061
Instrument DateMay 19, 2017
Instrument1346061
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
Tax$372.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 MAPLE ST, CLEARWATER, MN 55320-2018

Tax Assessment & Valuation

The 2026 property tax bill for 325 Maple St was $2,032.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityClearwater City
CountyWright County
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,032.00$201,200 (+4.09%) Land $22,900 Building $178,300$201,200 (+4.09%) Land $22,900 Building $178,300
2025$193,300 Land $21,000 Building $172,300$193,300 Land $21,000 Building $172,300
2023$1,894.00 (+24.93%)$190,500 Land $21,000 Building $169,500$190,500 Land $21,000 Building $169,500
2022$1,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Maple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1998–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemClearwater
serves 2,129 people · EPA ID MN1860025
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20

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