725 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 725 Holden Rd, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	3 ba · 2,180 sqft · built 2015
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Oct 2022)
Tax Bill	$6,894 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-590733`

Property Details

APN / Parcel Number

Primary APN	`02-590733`
Alternative APN	`590733`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,180 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.045 acres)
Garage Type	Built-in
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	590733
Street Address	725 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 16 PLAT 1 SECTIO 2,000 SQ FT EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH SEC 1
Legal Lot Number	16
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750804

Owner

Source: Frederick County records · APN 02-590733

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	725 HOLDEN RD, FREDERICK, MD 21701-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2022 · Amount on Record
Deed Sale	Oct 04, 2022 · Amount on Record
Prior Sale	Dec 27, 2016 · Amount on Record
Deed Document Number	0016162483
Deed Book / Page	16162 / 483
Record Updated	Jun 07, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 04, 2022
Property Address	725 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0161620483
Book / Page	16162 / 483
Map Reference	MB 94 FO 77
Instrument Date	Oct 03, 2022
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	725 HOLDEN RD, FREDERICK, MD 21701-3406

Mortgage

Document Number	0016162489
Date	Oct 04, 2022
Instrument	16162/489

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 01, 2025
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,894.00	$378,600	$447,400 Land $175,000 Building $272,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.