723 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 723 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,640 sqft · built 2015
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$489,900 (Nov 2023)
Tax Bill	$7,140 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-590732`

Property Details

APN / Parcel Number

Primary APN	`02-590732`
Alternative APN	`590732`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,640 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	590732
Street Address	723 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 15 PLAT 1 SECTIO 1,600 SQ FT EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH SEC 1
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	723 HOLDEN RD, FREDERICK, MD 21701-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Sep 7, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Book / Page	16676 / 99
Prior Transfer Date	Aug 3, 2018
Prior Transfer Doc	0126080348
Record Updated	Jun 8, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 21, 2023
Property Address	723 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0166760099
Book / Page	16676 / 99
Map Reference	MB 94 FO 77
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	588 CHESTEROWN STREET, FREDERICK, MD 21703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	723 HOLDEN RD, FREDERICK, MD 21701-3406

Mortgage

Document Number	0016676106
Date	Nov 21, 2023
Instrument	16676/106

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	723 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0143460210
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 95 W 10TH ST FREDERICK MD 21702, FREDERICK, MD 21702

Mortgage

Document Number	0143460210
Date	Dec 9, 2020
Book Page	014346/000210

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 7, 2018
Property Address	723 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0126080348
Book / Page	012608 / 000348
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	723 HOLDEN RD FREDERICK MD 217013406, FREDERICK, MD 21701-3406

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$418,700 (+19.32%) Land $165,000 Building $253,700	$418,700 (-) Land $165,000 Building $253,700
2024	$7,140.00 (+17.26%)
2023	$6,089.00 Homeowner's exemption	$350,900	$418,700 Land $165,000 Building $253,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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