715 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 715 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,656 sqft · built 2015
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Feb 2022)
Tax Bill	$7,430 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-590728`

Property Details

APN / Parcel Number

Primary APN	`02-590728`
Alternative APN	`590728`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,656 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	590728
Street Address	715 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 11 PLAT 1 SECTIO 2,000 SQ FT EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH SEC 1
Legal Lot Number	11
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 HOLDEN RD, FREDERICK, MD 21701-3406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2022	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Book / Page	15727 / 414
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	715 HOLDEN RD, FREDERICK, MD 21701-3406
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157260206
Date	Feb 14, 2022
Book Page	15726/206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2051

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 15, 2022
Property Address	715 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0157270414
Book / Page	15727 / 414
Map Reference	MB 94 FO 77
Instrument Date	Feb 9, 2022
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	INHOUSE TITLE COMPANY, INHOUSE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	715 HOLDEN RD, FREDERICK, MD 21701-3406

Mortgage

Document Number	0015727421
Date	Feb 15, 2022
Instrument	15727/421

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	715 HOLDEN RD, FREDERICK, MD 21701-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 HOLDEN RD, FREDERICK, MD 21701-3406

Mortgage

Document Number	0143100393
Date	Dec 1, 2020
Book Page	14310/393

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,430.00 (+12.35%) Homeowner's exemption	$451,500 (+18.72%) Land $175,000 Building $276,500	$451,500 (-) Land $175,000 Building $276,500
2023	$6,613.00	$380,300	$451,500 Land $175,000 Building $276,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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