7245 Darby Downs, Elkridge, MD 21075 Property Records

Howard County property record for 7245 Darby Downs, Elkridge, MD 21075

Property Summary

Property Type	Condominium
Details	2 ba · 1,600 sqft · built 2008
Lot Size	0.254 acres (11,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,565 (Aug 2008)
Tax Bill	$5,185 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-316869`

Property Details

APN / Parcel Number

Primary APN	`01-316869`
Alternative APN	`316869`

Interior

Full Baths	2 Baths
Building Area	1,600 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	11,081 sqft (0.254 acres)

Location & Zoning

Account Number	316869
Street Address	7245 DARBY DOWNS
City	ELKRIDGE
State	MD
Zip	21075-5437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CACLI
Legal Description	LAND UN4 P/O 11081SQ 7245 DARBY DOWNS ELKRIDGE CROSSING CON P2
Legal Lot Number	UN 4
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3721 LIGON RD, ELLICOTT CITY, MD 21042-5240
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2008 · Amount on Record
Deed Sale	Aug 27, 2008 · Amount on Record
Deed Document Number	200887889
Deed Book / Page	11340 / 180
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 24, 2021
Property Address	7245 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0211470251
Book / Page	21147 / 251
Map Reference	PL 19989-199992
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TTL & ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3721 LIGON RD, ELLICOTT CITY, MD 21042-5240

Mortgage

Document Number	21147254
Date	Nov 24, 2021
Instrument	21147/254

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,185.00 (+5.86%)	$356,800 (+5.52%) Land $107,000 Building $249,800	$356,800 (-) Land $107,000 Building $249,800
2025	$4,898.00 (+48.07%)	$338,133 (+12.41%)	$356,800 (+18.62%) Land $107,000 Building $249,800
2023		$300,800 Land $90,200 Building $210,600	$300,800 Land $90,200 Building $210,600
2022	$3,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20