Howard County property record for 7243 Darby Downs, Elkridge, MD 21075
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 2,600 sqft · built 2008 |
| Lot Size | 0.254 acres (11,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Mar 2016) |
| Tax Bill | $5,264 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-316850 |
| Primary APN | 01-316850 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,600 sqft Total Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Lot Area | 11,081 sqft (0.254 acres) |
| Account Number | 316850 |
|---|---|
| Street Address | 7243 DARBY DOWNS |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5437 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CACLI |
| Legal Description | LAND UN4 P/O 11081SQ 7243 DARBY DOWNS ELKRIDGE CROSSING CON P2 |
| Legal Lot Number | UN 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7243 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2016 · Amount on Record |
| Deed Sale | Mar 22, 2016 · Amount on Record |
| Prior Sale | Feb 12, 2009 · Amount on Record |
| Deed Book / Page | 16750 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7243 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210460001 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 21046/1 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Oct 1, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,264.00 (+0.96%) Homeowner's exemption | $395,200 (+6.29%) Land $118,500 Building $276,700 | $395,200 (-) Land $118,500 Building $276,700 |
| 2025 | $5,214.00 (+43.24%) Homeowner's exemption | $371,800 (+14.4%) | $395,200 (+21.6%) Land $118,500 Building $276,700 |
| 2023 | $325,000 Land $97,500 Building $227,500 | $325,000 Land $97,500 Building $227,500 | |
| 2022 | $3,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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