7239 Darby Downs, Elkridge, MD 21075 Property Records

Howard County property record for 7239 Darby Downs, Elkridge, MD 21075

Property Summary

Property Type	Condominium
Details	2 ba · 2,600 sqft · built 2008
Lot Size	0.254 acres (11,081 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2025)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-316834`

Property Details

APN / Parcel Number

Primary APN	`01-316834`
Alternative APN	`316834`

Interior

Full Baths	2 Baths
Building Area	2,600 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	11,081 sqft (0.254 acres)

Location & Zoning

Account Number	316834
Street Address	7239 DARBY DOWNS
City	ELKRIDGE
State	MD
Zip	21075-5437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CACLI
Legal Description	LAND UN4 P/O 11081SQ 7239 DARBY DOWNS ELKRIDGE CROSSING CON P2
Legal Subdivision	ELKRIDGE XING CONDO TWNHMS 02
Legal Lot Number	UN 4
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7239 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Prior Transfer Date	Jul 27, 2010
Prior Transfer Doc	0125850458
Record Updated	Sep 20, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 31, 2017
Property Address	7239 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0177200314
Book / Page	017720 / 000314
Instrument Date	Jul 26, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$321.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7239 DARBY DOWNS ELKRIDGE MD 210755437, ELKRIDGE, MD 21075-5437

Mortgage

Document Number	177200320
Date	Jul 31, 2017
Book Page	017720/000320

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,200 (+6.29%) Land $118,500 Building $276,700	$395,200 (-) Land $118,500 Building $276,700
2025	$5,382.00 (+6.68%)	$371,800 (+14.4%)	$395,200 (+21.6%) Land $118,500 Building $276,700
2024	$5,045.00 (+38.6%)
2023		$325,000 Land $97,500 Building $227,500	$325,000 Land $97,500 Building $227,500
2022	$3,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20